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TESTIMONIAL
For Malaysian :
Employment
1. NRIC copy
2. Property Booking Receipt
3. Vendor Sales and Purchase Agreement / Title copy / New Sales and Purchase Agreement
4. Latest 3 months pay slips ( For Basic Salary ) / Latest 6 months pay slips ( For Basic + Commission Earner )
5. Latest 3 months personal bank statement ( For Basic Salary ) / Latest 6 months pay slips ( For Basic + Commission Earner )-(To show salary credited as per pay slip)
6. Latest EA form / Employment Letter
7. Latest KWSP statement
8. Income Tax-Latest Form B / BE with payment receipt acknowledgement
9. Name Card
10. Diploma / Degree Certificate ( For longer repayment period )
11. Deposit Statement e.g. Fixed Deposit, ASB or Bonds (To show saving habit)
12. Latest 6 months Housing Loan Statement. (Only applicable for refinancing)
13. Letter Offer from previous bank . (Only applicable for refinancing)
Self –Employment:
1. NRIC copy
2. Property Booking Receipt
3. Vendor Sales and Purchase Agreement / Title copy / New Sales and Purchase Agreement
4. Income Tax-Latest Form B / BE with payment receipt acknowledgement.
5. Latest 6 months Company bank Statement.
6. Latest 6 months Personal bank statement.
7. Deposit Statement e.g. Fixed Deposit, ASB or Bonds (To show saving habit)
8. Business Registration:
a. SdnBhd company
- Form 24 & 49
- Latest Profit and Loss Statement
- Memorandum of Article
- Company Profile
OR
b. Sole Proprietor or Partnership
- Form A & Form D
9. Name Card
10. Diploma / Degree Certificate ( For longer repayment period )
11. Latest 6 months Housing Loan Statement. (Only applicable for refinancing)
12. Letter Offer from previous bank. (Only applicable for refinancing)
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Tags: HOME LOAN, home loan calculator, housing loan, housing loan calculator, malaysia home loan, malaysia housing loan
November 21st, 2010 at 9:50 am
Hi,
Sorry i am a going to be first house buyer. If i am to buy directly from the owner, do i still need to obtain the following: 2. Property Booking Receipt, 3. Sales and Purchase Agreement / Title copy, 10. Latest From B/BE with payment receipt acknowledgement. Can you explain more or provide example?
January 3rd, 2011 at 4:07 pm
Hi,
i want to buy my first house with the new budget 2011 scheme. I’m new to all of these and i really need guidance and advice. If you can introduce an agent for me it will do alot of help for me.
Thank you very much.
david
January 6th, 2011 at 3:22 pm
Hi David,
I had Pm u.TQ.