what-Documents-Are-Required-For-Home-Loan

 

Interested to apply for home loan and do not know what to prepare?

Now, you can refer to the listing below.

We hope you don’t mind to prepare more documents. Because, different banks will need different documents sometimes, to avoid bankers keep calling you for extra documents, we hope you can prepare as much as possible.

***All the income documents, should be cross “For Housing Loan Application Only”

 

For Employment:

1. NRIC copy

2. Property Booking Receipt

3. Vendor Sales and Purchase Agreement / Title copy / New Sales and Purchase Agreement

4. Latest 3 months pay slips (For Basic Salary) / Latest 6 months pay slips (For Basic + Commission Earner)

5. Latest 3 months personal bank statement (For Basic Salary) / Latest 6 months pay slips (For Basic + Commission Earner)-(To show salary credited as per pay slip)

6. Latest EA form / Employment Letter

7. Latest KWSP statement

8. Income Tax-Latest Form B / BE with payment receipt acknowledgement

9. Name Card

10. Diploma / Degree Certificate (For longer repayment period)

11. Deposit Statement e.g. Fixed Deposit, ASB or Bonds (To show saving habit)

 

For Self-Employed:

1. NRIC copy

2. Property Booking Receipt

3. Vendor Sales and Purchase Agreement / Title copy / New Sales and Purchase Agreement

4. Name Card

5. Diploma / Degree Certificate (For longer repayment period)

6. Deposit Statement e.g. Fixed Deposit, ASB or Bonds (To show saving habit)

Please Choose Section A or B for your company. Documents are varied depending on Company Entity.

Section A:

Sdn Bhd Company

7. Form 24 & 49

8. Latest Profit and Loss Account

9. Memorandum of Article

10. Company Profile

11. Latest 6 months company bank’s statement

12. Latest 3 months pay slips (As a Director)

13. Latest 3 months personal bank statement (to tally with pay slips)

14. Latest EA form / Employment Letter (if any)

15. Latest KWSP statement (if any)

16. Income Tax-Latest Form B / BE with payment receipt acknowledgement

Or

Section B:

Sole Proprietor and Partnership

7. Form A & Form D

8. Latest Profit and Loss Account

9. Latest 6 months company bank’s statement

10. Income Tax-Latest Form B / BE with payment receipt acknowledgement

*Banks’ policies, offers and terms & conditions may vary from time to time without prior notice.

Please apply fast to get the best offer now :)

 

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