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Hey guys, It’s been a while since i been talking to you guys. And I feel like I should do some post here to update on recent property market woes and what happening recently. As you know, bank Negara still maintain OPR (Over Night Policy rate), its mean our BLR still remain the same. [...]
To get an approval from bank, you first must understand the bank’s standard approval criteria. Generally, bank will look at following criteria. 1) Borrower employment background Bank will prefer if customer working in Multi National Company (MNC) and working for more than 2 years. It’s show stability in employment and income. However, it [...]
The answer lies in the freedom and control that comes with home ownership. When you rent a property, you're limited by the landlord's rules and regulations. Want to make some small renovations or upgrades to your living space? You'll need permission from the landlord, or you are at risk of the landlord forfeiting the [...]
Hey guys, Welcome back to the Malaysia Housing Loan channel. My name is Melissa. Today I'm going to share with you three types of property that I usually avoid buying. I know that buying a property can be stressful; it takes a lot of research; it takes a lot of energy and time [...]
Are you confuse between Master Title, Individual Title, and Strata Title? Before buying a house, it's essential to know the house is under Master or Individual/Strata title. There will be complication or risk to consider when buying a property that still under Master Title. Master title property will have more risk compared to the [...]
Stamp Duty When Buying A House 2023 Buying a house has been unequivocally one of the hottest topics that being discussed by Malaysian. Most Malaysian are hopeful to at least own a house one day. But, how many of us know the process of buying a house? To be honest, it can be a [...]
Suatu hari, ada seorang customer bertanya. “Boleh ke kita "tumpang" peguam dalam SPA?” Jawapan mudah. Boleh. Seorang penjual dan pembeli boleh menggunakan peguam yang sama. Tetapi tidak digalakkan untuk menjaga hak dan kepentingan masing-masing. Selalunya dalam transaksi jual beli rumah, pembeli harus mempunyai peguam sendiri. Ini mengelakkan dari tertipu oleh penjual ataupun mana-mana pihak [...]
Today, a lady asked an interesting question about stamp duty exemption. Her question is like this. If she bought a house with a property price of RM800,000, will she get a stamp duty exemption for the first RM500,000? Since the stamp duty exemption is up to RM500,000. Well. Stamp duty exemption doesn't work like [...]
Everyone makes mistakes. I just wish someone had been a little more honest with me about potential mistakes when I was first buying a house! So, to that point, I thought I'd write an article for you of My BIGGEST Buying House mistakes so you can be all-the-wiser, and hopefully dodge some of these [...]
1. Anda perlu mendapatkan Salinan Geran Rumah ataupun Perjanjian Jual Beli ( SNP/SPA) Penjual. 2. Dengan mempunyai dokumen tersebut, anda akan mengetahui siapakah pemilik berdaftar rumah tersebut. 3. Pastikan anda hanya berurusan dengan pemilik rumah atau agen rumah yang berdaftar. Tip : Orang yang menjual tidak semestinya pemilik rumah. 4. Selalunya melalui agen rumah, [...]
