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I think Central Credit Reference Information System (CCRIS) was implemented in the end of 90’s where all the borrowing data of customers were send to bank Negara for record keeping. Since then, banks were obliged to send the report within certain time line to Bank Negara. I still remember when I was in one of [...]
We have received numerous emails and questions from customer who want to get the best home loan in town. But, the question is Do you know what consist of the best home loan? Most customers will answer the lowest interest rates… Is this the answer for you too? Ok, I know interest rates are important. [...]
Today, I received a call from a client of mine. The story is like this. Earlier, he was trying to buy a Double Storey in Puchong for about RM450,000. Due to, his history in credit payment, he was afraid to put a booking beforehand. So, he tried to apply with 1-2 banks for the loan. [...]
I’ve been reading many publicity and news about My 1st Home Scheme. Although, when the news first broke down by our Prime Minister, everyone welcome such a scheme with an open heart. Even though, government have a good intention to help people, but the Scheme has many weaknesses and flaws. After one year of implementation [...]
Easy Strategies For A Much Better Financial Existence Today! Because of the current condition from the economy, personal finance ought to be extremely important for everyone. You don't have to be wealthy to take a position and no matter your internet worth, being careful of the money ought to be vital that you. The [...]
