Property Buying Tips For Any Buyer Buying real estate can be a wise investment. There are many things, however, you need to consider before and during the buying process. Do not jump-in-over-your-head and regret your decision! This article can help you with some of the items that need to be considered. Read on. When purchasing [...]

Hi everyone, Happy new year to all!  Last few days, we received many emails and calls regarding 100% loan.  We called some of the government bodies or department and unfortunately, this issue still remain in the dark. We hope everyone understand our position for not able to give any advices or comments on this issue. [...]

Auction can simply be described as the sale of a property to the highest bidder. They are conducted to enable banks or other financial institutions to recover the loan granted to borrowers who have defaulted under the terms of repayment by selling off the properties that have been charged or assigned to them as security [...]

  Hi Everyone, We are receiving tremendous request to explain in details for the new ruling  “3rd House Financing Facility With Maximum Loan to Value 70%”  .We would like to clear the air with the chaos in the housing loan sector. Here, we provide simple example for this new ruling. These simple conditions apply: 1)     Banks will [...]

Hi everyone, the most nerve breaking news for property financing in 2010 had been announced. Bank Negara quote “ with immediate effect the implementation of a maximum loan-to-value (LTV) ratio of 70%, which will be applicable to the third house financing facility taken out by a borrower.” Nevertheless, these rumours had been spreading in the [...]

Bank Negara Malaysia wishes to announce with immediate effect the implementation of a maximum loan-to-value LTV ratio of 70% housing loan, which will be applicable to the ( 3rd house ) third house financing facility taken out by a borrower.  Financing facilities for purchase of the first and second homes are not affected and borrowers will continue [...]

 Home Loan Legal Fees Reference Sale & Purchase Agreement % Loan Agreement % First 150K 1 First 150K 1 Subsequent up to 1M 0.7 Subsequent up to 1M 0.7 Subsequent up to 3M 0.6 Subsequent up to 3M 0.6 Subsequent up to 5M 0.5 Subsequent up to 5M 0.5 Subsequent up to 7.5M 0.4 Subsequent [...]

Increasing concern over household debt and bankruptcies within younger generation in Malaysian  Increasing worries over household debt and bankruptcies within these younger generation have definitely encouraged numerous strategies on precisely how to help deal with the issue at source.  Aside through the predicted curbs upon property or home loans as well as possible restrictions with [...]

Central bank is likely to pause rates again at their following discussion at Nov 12, states Senior Economist at AmResearch. “Due to Central Negara having frontloaded rate hikes in the early part of this year, we notice more flexibility in keeping to a fairly neutral position. In our view, presently there may be no more [...]

Want to lower your home loan interest? Seek an overseas education for the kids? Wife wants a holiday? Seek greater liquidity? Refinancing is a simple method of not only lowering your monthly repayments but also a great way of unlocking cash trapped within your home equity ( value of your house less the loan amount [...]