refinance rumah

OPR & BLR Increase 10th July 2014

Bank Negara Malaysia (BNM) have increased the overnight policy rate (OPR) at 3.25% from 3.0% in the monetary policy committee (MPC).

This OPR hike may translate to an increase in the pricing of loans for consumers.

Banks had started to announce their increase in Base Lending Rate (BLR). Public Bank are one of the banks that had […]

By |July 12th, 2014|Frequent Ask Questions, Housing Loan, Latest Article/News|Comments Off

Change from Base Lending Rate (BLR) to Base Rate

Home Loan News
Bank Negara Malaysia (BNM) has recently announced that the Base Lending Rate (BLR), which is the primary reference point rate for new retail floating rate loans such as home loans, will likely be replaced by a new Base Rate effective 2 January 2015.

The nation are going to have its new reference rate framework […]

By |April 20th, 2014|Housing Loan, Latest Article/News|Comments Off

Keep it simple, Bank Negara tells insurance firms

Insurance News:
 
To protect consumers, Bank Negara would like the insurance industry to help with making their own policies simpler for the public to comprehend.
 
The regulatory body has released product or service transparency and disclosure guidelines to insurance companies, emphasizing the significance of using “plain and intelligible language” when it comes to policy documents.
 
This really is […]

By |April 20th, 2014|Latest Article/News|Comments Off

Tips For Home Loan Refinancing

Tips For Home Loan Refinancing

So, you’re wondering if refinancing your home loan is right for you.

While, the principles behind refinancing are simple, the usual motivation is to get a better deal in terms of interest-rate fees and overall experience.

Perhaps you’re looking for more affordable repayment to pay your loan of sooner.

But whatever the reason are, […]

By |March 11th, 2014|Housing Loan, Latest Article/News, Refinancing|Comments Off

Do you think you can survive increase of cost of living?

Hey guys,

It’s been a while since i been talking to you guys.

And I feel like I should do some post here to update on recent property market woes and what happening recently.

As you know, bank Negara still maintain OPR (Over Night Policy rate), its mean our BLR still remain the same. And I hope it […]

By |February 27th, 2014|Housing Loan, Latest Article/News, Refinancing|Comments Off

How do I know if I can get a housing loan?

 

To get an approval from bank, you first must understand the bank’s standard approval criteria.

Generally, bank will look at following criteria.

 

1)  Borrower employment background

Bank will prefer if customer working in Multi National Company (MNC) and working for more than 2 years. It’s show stability in employment and income.

However, it doesn’t mean that if […]

How much can I borrow?

This is the most important question to ask before purchasing any house.

There is no point of buying a house and your loan is not approve right?

The simple way to go about it, is by us helping you to calculate.

Just go to our contact us page and fill up some information (just take 3 […]

By |February 5th, 2014|1st Time Home Buyer, Frequent Ask Questions, Housing Loan, Latest Article/News|Comments Off

How to buy your first home?

Buying a house is never an easy task. You can easily get overwhelmed with the process and information that you get.

So, how to buy a house with a stress free?

The truth is buying a house never an easy task even though to professional like us. Sometimes, because we knows more, things can be more complicated. […]

By |February 5th, 2014|1st Time Home Buyer, Frequent Ask Questions, Housing Loan|Comments Off

Base Lending Rate ( BLR) Expected To Increase Next Year

Bank Negara Malaysia ( BNM ) in the last meeting had agreed to maintain the current interest rates.

However, did raised a concern over the increase of inflation for next couple of months. Due to government cut back on subsidies for 2 most important product Petrol and Sugar.

As we know, Petrol RON 95 had increased for […]

By |November 9th, 2013|Base Lending Rates (BLR), Housing Loan, Latest Article/News|Comments Off

Buy House Now or Wait?

Purchasing a house is an ongoing argument battle whether right or wrong.

Should I buy a house now?

Or should I wait?

People said, with property price in Kuala Lumpur increase tremendously, for an average salary earner who works for 20 years without spending his salary for food or other items can’t afford to buy a house right […]

By |November 9th, 2013|Latest Article/News, Purchase From Agent/Owner, Purchase From Developer|Comments Off