David Yap

About David Yap

David Yap is the co-founder of Malaysia Housing Loan. He has wide experience in mortgage and financial industry.

5 Cara Bijak Untuk Refinance Rumah 2024

Refinance Rumah Sekiranya anda membuat pertimbangkan untuk Refinance Rumah bagi mendapatkan duit tambahan bagi menyelesaikan pinjaman peribadi, kredit kad, pengubahansuaian rumah atau untuk bantuan perubatan dan sebagainya. Refinance Rumah: Apakah Ia Dan Mengapa Anda Perlukannya Bacalah Artikel "5 cara bijak untuk refinance rumah." Mungkin ramai yang ingin refinance rumah tetapi tidak tahu di mana [...]

By |2023-12-31T16:57:53+08:00December 21st, 2023|Home Loan Tips, Latest Project|0 Comments

Why Do I Need Refinancing? 2024

Many people refinance for many reasons, I will share the common reasons why people refinance their property. 1) Expensive Interest Rates We can presume every year, housing loan interest rate become lower and lower because of the competitive market. If you have the existing housing loan for a long time and never adjusted your [...]

By |2023-12-31T16:58:34+08:00December 1st, 2023|Home Loan Tips, Latest Article/News, Refinancing|0 Comments

Calling All House owner To Refinance Now!! 2024

Want to lower your home loan interest? Seek an overseas education for the kids? Wife wants a holiday? Seek greater liquidity? Refinancing is a simple method of not only lowering your monthly repayments but also a great way of unlocking cash trapped within your home equity ( value of your house less the loan [...]

By |2023-12-31T16:51:56+08:00December 1st, 2023|Refinancing|32 Comments

Beli Rumah Atau Sewa Rumah? 2024

Beli Rumah Atau Sewa Rumah? Sejak akhir-akhir ini begitu banyak perdebatan mengenai pembelian rumah dan harga rumah. Memang semua sudah tahu bahawa harga rumah sekarang agak mahal dan mungkin tidak mampu untuk dimiliki oleh sesetengah orang. Walaupun harga rumah agak tinggi dan bayaran bulanan rumah agak membebankan, kita tetap perlukan sebuah rumah. Andai kata [...]

By |2023-12-31T16:59:32+08:00December 1st, 2023|Housing Loan, Latest Article/News, My First Home Scheme|0 Comments

Refinancing Your Mortgage 2024

Your How to Guide to Refinancing your Mortgage 1.REVIEW YOUR REFINANCING OPTIONS You may want to add that new kitchen you’ve been dreaming about, take a special vacation or even take care of your outstanding debt. To help you get there, you may want to refinance your house. Anyway, with the property price gone up, [...]

By |2023-12-31T16:59:14+08:00December 1st, 2023|Latest Article/News, Refinancing|0 Comments

Refinance Rumah 2024

Refinance Rumah 2021 Hi, Apa khabar semua? Harapp semua dalam keadaan yang sangat sihat! Ok, ini kali pertama Melissa menulis dalam Bahasa Melayu. Kali terakhir menulis masa zaman sekolah-sekolah dulu. Boleh kira bagus jugak masa tu… Tapi sekarang banyak dah bagi balik cikgu. Kami sedar sekarang kena tulis dalam Dwi Bahasa. Sebab nak rakan-rakan diluar [...]

By |2023-12-31T16:53:08+08:00November 21st, 2023|Housing Loan, Latest Article/News, Refinancing|0 Comments

Tips For Home Loan Refinancing 2024

Tips For Home Loan Refinancing So, you're wondering if refinancing your home loan is right for you. While, the principles behind refinancing are simple, the usual motivation is to get a better deal in terms of interest-rate fees and overall experience. Perhaps you're looking for more affordable repayment to pay your loan of sooner. [...]

By |2023-12-31T16:55:50+08:00November 11th, 2023|Housing Loan, Latest Article/News, Refinancing|0 Comments

Do you think you can survive increase of cost of living? 2024

Hey guys, It’s been a while since i been talking to you guys. And I feel like I should do some post here to update on recent property market woes and what happening recently. As you know, bank Negara still maintain OPR (Over Night Policy rate), its mean our BLR still remain the same. [...]

By |2023-12-31T16:55:37+08:00November 1st, 2023|Housing Loan, Latest Article/News, Refinancing|0 Comments

Stamp Duty & Legal Fees For Purchasing A House 2024

The schedule below as a reference of stamp duty and legal fees when purchasing a house. Sale And Purchase Agreement Legal Fees Professional Legal Fees: For The First RM500,000.00 - 1.0% (Subject to a minimum fee of RM500.00) For The Next RM500,000.00 - 0.80% For The Next RM2,000,000.00 - 0.70% For The Next RM2,000,000.00 [...]

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