About David Yap

David Yap is the co-founder of Malaysia Housing Loan. He has wide experience in mortgage and financial industry.

Refinancing Your Mortgage 2021

Your How to Guide to Refinancing your Mortgage 2020 1.REVIEW YOUR REFINANCING OPTIONS You may want to add that new kitchen you’ve been dreaming about, take a special vacation or even take care of your outstanding debt. To help you get there, you may want to refinance your house. Anyway, with the property price gone [...]

By |2020-12-20T19:14:20+08:00February 8th, 2020|Latest Article/News, Refinancing|0 Comments

How do I know if I can get a housing loan? 2021

To get an approval from bank, you first must understand the bank’s standard approval criteria. Generally, bank will look at following criteria. 1) Borrower employment background Bank will prefer if customer working in Multi National Company (MNC) and working for more than 2 years. It’s show stability in employment and income. However, it doesn’t [...]

Tips For Home Loan Refinancing 2021

Tips For Home Loan Refinancing So, you're wondering if refinancing your home loan is right for you. While, the principles behind refinancing are simple, the usual motivation is to get a better deal in terms of interest-rate fees and overall experience. Perhaps you're looking for more affordable repayment to pay your loan of sooner. [...]

By |2020-12-21T17:53:15+08:00January 11th, 2020|Housing Loan, Latest Article/News, Refinancing|0 Comments

Why Do I Need Refinancing? 2021

Many people refinance for many reasons, I will share the common reasons why people refinance their property. 1) Expensive Interest Rates We can presume every year, housing loan interest rate become lower and lower because of the competitive market. If you have the existing housing loan for a long time and never adjusted your [...]

By |2020-12-21T17:51:51+08:00January 7th, 2020|Home Loan Tips, Latest Article/News, Refinancing|0 Comments

5 Cara Bijak Untuk Refinance Rumah 2021

Refinance Rumah 2021 Sekiranya anda membuat pertimbangkan untuk Refinance Rumah bagi mendapatkan duit tambahan bagi menyelesaikan pinjaman peribadi, kredit kad, pengubahansuaian rumah atau untuk bantuan perubatan dan sebagainya. Bacalah Artikel "5 cara bijak untuk refinance rumah 2021." Mungkin ramai yang ingin refinance rumah tetapi tidak tahu di mana ingin dimulakan. Usah [...]

By |2020-12-20T19:32:07+08:00January 6th, 2020|Home Loan Tips, Latest Project|0 Comments

Other Refinancing Fees To Highlight 2021

1) Penalty Fees or Any Processing Fees Imposed By Existing Bank Before proceed for refinancing, we always advice our customer to check for penalty charges and any processing fees imposed by existing bank. Whether is your loan still within bonding period? If it’s still bonding period, customer should make decision whether to proceed or [...]

Refinance Rumah 2021

Refinance Rumah 2021 Hi, Apa khabar semua? Harapp semua dalam keadaan yang sangat sihat! Ok, ini kali pertama Melissa menulis dalam Bahasa Melayu. Kali terakhir menulis masa zaman sekolah-sekolah dulu. Boleh kira bagus jugak masa tu… Tapi sekarang banyak dah bagi balik cikgu. Kami sedar sekarang kena tulis dalam Dwi Bahasa. Sebab nak rakan-rakan diluar [...]

By |2020-12-21T14:18:25+08:00January 1st, 2020|Housing Loan, Latest Article/News, Refinancing|0 Comments

Calling All House owner To Refinance Now!! 2021

Want to lower your home loan interest? Seek an overseas education for the kids? Wife wants a holiday? Seek greater liquidity? Refinancing is a simple method of not only lowering your monthly repayments but also a great way of unlocking cash trapped within your home equity ( value of your house less the loan [...]

By |2020-12-21T17:16:52+08:00January 1st, 2020|Refinancing|32 Comments

Beli Rumah Atau Sewa Rumah? 2021

Beli Rumah Atau Sewa Rumah?Sejak akhir-akhir ini begitu banyak perdebatan mengenai pembelian rumah dan harga rumah.Memang semua sudah tahu bahawa harga rumah sekarang agak mahal dan mungkin tidak mampu untuk dimiliki oleh sesetengah orang.Walaupun harga rumah agak tinggi dan bayaran bulanan rumah agak membebankan, kita tetap perlukan sebuah rumah. Andai kata tidak dapat membelinya, apakata [...]

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