About Melissa Lee

Thank you for checking out the article. We provide FREE online consultation to all our visitors. Suppose you need our help on topics like REFINANCING, BUYING A HOUSE, PROPERTY TRANSFER, MORTGAGE INSURANCE, LAWYER FEES, STAMP DUTY, Sale and Purchase Agreement (SPA), Memorandum of Transfer (MOT), Perfection of Transfer (POT), Perfection Of Charge (POC), and Loan quotations. In that case, we can help you with that. Just let us know by calling or WhatsApp us at +6012-6946746. ( talk to Mr. David) Your Friendly Online Mortgage Consultant, Melissa Lee.

AVOID THESE TRAPS WHEN APPLYING FOR A HOME LOAN

In this article, I will share how you can avoid these traps when applying for a home loan and the solutions when facing one. At the start of this week, one topic keeps surfacing on my social media - Got cheated when applying for home loans. And this makes me sad and furious. I [...]

HOW TO REMOVE JOINT OWNER NAME FROM PROPERTY?

If you need to remove joint owner name in a property and have no idea how to do it, then this article is for you. We also share a few tips on how to save money when doing the property transfer. Check out the article here. Ever been asked the same thing repeatedly? This [...]

HOW TO CALCULATE HOME LOAN INTEREST?

HOW TO CALCULATE HOME LOAN INTEREST?Have you ever wonder how the bank is charging you home loan interest? In this article, I try to give you a glimpse on how the home loan interest works.When you accepted a loan facility with a bank, regardless of a home loan, car loan, personal loan, or for any [...]

By |2021-08-09T19:42:15+08:00August 9th, 2021|Uncategorized|0 Comments

DOKUMEN PERMOHONAN PINJAMAN RUMAH

Sebelum anda membuat permohonan pinjaman rumah dengan bank, mari kita tengok dokumen yang perlu anda sediakan. Setiap orang mempunyai cita-cita untuk memiliki rumah sendiri. Jika anda masih menyewa, ini mungkin hanya untuk sementara sahaja. Tetapi, ada sesetengah orang yang telah mempunyai beberapa rumah. Jika anda berada di golongan ini, maka anda adalah golongan yang [...]

PILIH BANK YANG SESUAI

Kami mempunyai pengalaman lebih dari 15 tahun dalam bidang pinjaman rumah. Dari bidang Sales & Marketing ke bahagian documentation dan disbursement.Lama kerja kat bank dulu. Semasa kami membuat online consultation, anda hanya perlu memberi maklumat seperti income dan commitment bulanan dan kami dapat memberitahu anda bank yang mana lebih sesuai untuk profile anda. Anda [...]

COMMON REAL ESTATE SCAMS TO WATCH OUT

A competitive housing market may require fast action, but buyers still need to proceed with extreme caution. Here are a few common real estate scams to watch out for. Today I want to talk from the buyer’s perspective and, more specifically, what they need to beware of when dealing with a seller or property [...]

Perbezaan Refinance Rumah Dulu Dan Sekarang

Pernah tak anda terfikir, apa perbezaan refinance rumah dulu dan sekarang? Selama 18 tahun dibidang ini, banyak perubahan yang Melissa lihat. Masa zaman persekolahan dulu, Melissa suka mendengar lagu Datuk S.M.Salim. Salah satu lagu yang masih terngiang-ngiang di telinga berbunyi begini. Dulu Lain... Sekarang Dah Lain... Dulu Bujang... Sekarang... Dah Kahwin… Dahulu seorang, sekarang [...]

By |2021-07-26T18:00:04+08:00July 26th, 2021|Latest Article/News, Refinancing|0 Comments

10 Things you should know about Perfection of transfer (POT) and Perfection of charge (POC).

1.You have to do a Perfection of transfer (POT) and Perfection of charge (POC) when the strata or individual title is issued. 2. Previously, If you bought a master title property from a developer or an owner, you need to do a POT and POC after a few years when the title is issued. [...]

KOS BELI RUMAH SUBSALE

Pernah tak anda terfikir, jika anda membeli rumah subsale, berapakah kos beli rumah subsale tersebut? Jika anda tidak pasti, mungkin artikel ini dapat membantu anda.Soalan:Hi.. Jika harga rumah subsale RM420k selain 10% Deposit, berapa lagi kos (cash) yang perlu dikeluarkan bagi first time home buyer.Is there any exemption selain Stamp Duty?Jawapan:Hi, terima kasih atas soalan [...]

Property Stamp Duty Exemption Question

Today, a lady asked an interesting question about stamp duty exemption. Her question is like this. If she bought a house with a property price of RM800,000, will she get a stamp duty exemption for the first RM500,000? Since the stamp duty exemption is up to RM500,000. Well. Stamp duty exemption doesn't work like [...]

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