1st Time Home Buyer

5 Tips Sebelum Beli Rumah

Ketahui 5 tips sebelum beli rumah di Malaysia dengan artikel ini. Dari bayaran pinjaman tepat waktu, penggunaan kad kredit bijak, simpanan yang mencukupi, semakan laporan kredit, hingga pengiraan kelayakan pinjaman. Dapatkan panduan komprehensif untuk memastikan permohonan rumah anda diluluskan. Kami mempunyai 20 tahun pengalaman dalam bidang ini Membeli rumah adalah salah satu keputusan kewangan [...]

Stamp Duty & Legal Fees For Purchasing A House 2024

The schedule below as a reference of stamp duty and legal fees when purchasing a house. Sale And Purchase Agreement Legal Fees Professional Legal Fees: For The First RM500,000.00 - 1.0% (Subject to a minimum fee of RM500.00) For The Next RM500,000.00 - 0.80% For The Next RM2,000,000.00 - 0.70% For The Next RM2,000,000.00 [...]

By |2023-12-31T16:55:15+08:00November 1st, 2023|1st Time Home Buyer, Housing Loan, Latest Article/News, Purchase From Agent/Owner, Stamp Duty & Lawyer Fees|Comments Off on Stamp Duty & Legal Fees For Purchasing A House 2024

How do I know if I can get a housing loan? 2024

To get an approval from bank, you first must understand the bank’s standard approval criteria. Generally, bank will look at following criteria.   1) Borrower employment background Bank will prefer if customer working in Multi National Company (MNC) and working for more than 2 years. It’s show stability in employment and income. However, it [...]

By |2023-12-31T16:55:26+08:00November 1st, 2023|1st Time Home Buyer, Housing Loan, Latest Article/News, Purchase From Agent/Owner, Purchase From Developer|Comments Off on How do I know if I can get a housing loan? 2024

3 Types Of Property I Will Avoid Buying (For Secondary / Sub sales Market) 2023

Hey guys, Welcome back to the Malaysia Housing Loan channel. My name is Melissa. Today I'm going to share with you three types of property that I usually avoid buying. I know that buying a property can be stressful; it takes a lot of research; it takes a lot of energy and time [...]

3 Types of Property To Be Avoided In 2023

As predicted by many financial economist, Malaysia economy in year 2023 will be facing lots of challenges. With that being said, our property market cannot run away from the slow downturn. However, some people look at this moment as an opportunity to purchase a lower price property. When supply of property higher than demand, [...]

By |2023-04-15T10:00:44+08:00April 1st, 2023|1st Time Home Buyer, Housing Loan, Latest Article/News, Purchase From Agent/Owner, Purchase From Developer|Comments Off on 3 Types of Property To Be Avoided In 2023

The Difference Between Master title, Individual Title and Strata Title 2023

Are you confuse between Master Title, Individual Title, and Strata Title? Before buying a house, it's essential to know the house is under Master or Individual/Strata title. There will be complication or risk to consider when buying a property that still under Master Title. Master title property will have more risk compared to the [...]

By |2023-04-15T10:04:49+08:00April 1st, 2023|1st Time Home Buyer, Latest Article/News, Purchase From Agent/Owner, Purchase From Developer|Comments Off on The Difference Between Master title, Individual Title and Strata Title 2023

3 Reasons why you should choose zero moving cost 2023

( When buying a house or refinance your home) If you read my earlier article "How Much You Need To Buy A House In Malaysia?", You'll understand that buying a house will cost a lot. Based on the article, you will need about 17% of purchase price to cover all the costs. However, if [...]

By |2023-04-15T10:01:15+08:00April 1st, 2023|1st Time Home Buyer, CAMPAIGN, Frequent Ask Questions, Home Loan Tips, Housing Loan, Latest Article/News, Purchase From Agent/Owner, Refinancing|Comments Off on 3 Reasons why you should choose zero moving cost 2023

Is there a big difference to buy a leasehold and freehold property? 2023

Is there a big difference to buy a leasehold and freehold property? The obvious answer is always, Yes! Most times, when a Property Agent or Developer trying to sell a leasehold house to a customer, they will say, " nolah... not much difference. Leasehold and freehold same also.No need to worry, you will not [...]

By |2023-04-15T10:01:20+08:00April 1st, 2023|1st Time Home Buyer, Frequent Ask Questions, Home Loan Tips, Housing Loan, Latest Article/News, Purchase From Agent/Owner, Purchase From Developer, Refinancing|Comments Off on Is there a big difference to buy a leasehold and freehold property? 2023

Top 10 Tips To Avoid Being Cheated When Buying A House 2023

Buying a house is a decision that you need to make a great deal sense and prudence. For all the Malaysians who are considering buying a house, here are Top 10 Tips To Avoid Being Cheated When Buying A House. 1. When buying a completed or subsale house, deal directly with registered property agent [...]

By |2023-04-15T10:04:07+08:00April 1st, 2023|1st Time Home Buyer, Frequent Ask Questions, Home Loan Tips, Latest Article/News, Purchase From Agent/Owner, Purchase From Developer|Comments Off on Top 10 Tips To Avoid Being Cheated When Buying A House 2023

How Much Is Lawyer Fees When Buying A House In Malaysia? – Legal Fees Malaysia 2023

One day, I was having a conversation with our associate lawyer. What interesting in the conversation was, she mentioned that some client was unaware that they were required to pay two types of legal fees when buying a house. On that note, I think it's quite essential for me to highlight it here. When [...]

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