FREE STAMP DUTY, LEGAL FEES AND DISBURSEMENT FEES

Have you heard someone say that it is FREE stamp duty, legal fees, and disbursement fees when purchasing this property? What does it mean? This week, I will discuss what FREE stamp duty, legal fees, and disbursement fees context mean. Personally, I feel these few words can seem to be misled if without further [...]

HOW MUCH DEPOSIT DO I NEED FOR A HOUSE?

Are you looking to buy a house in the coming months? You’ll need to prepare the deposit for a house. Let’s look at how much you’ll need. A deposit is an amount of money you pay upfronts towards the total cost whilst your bank loan covers the rest. The more money you save for [...]

Do you take MRTA when applying for a home loan?

Normally, people take MRTA when applying for a home loan. And why is that? If you do, I think you should read this post. When a borrower applies for a home loan with the bank, the bank will require the borrower to get an MRTA. In exchange, the borrower will get better interest rates. [...]

Can you guarantee to get a stamp duty exemption for first-time house buyer?

Today, someone asked Can you guarantee to get a stamp duty exemption for first-time house buyer? We said, "Nope, we can't guarantee it." And he goes on and on about, someone can guarantee it. Now, maybe he doesn't understand the process of getting the stamp duty exemption. It is not up to the lawyer, [...]

PROPERTY TRANSFER BETWEEN UNMARRIED COUPLES

In this times we are living, a property transfer between unmarried couples is quite common. A couple can avoid such property transfer if the couple understands the process, the cost involved, and the consequences of making a purchase together in the first place. As humans, we all crave for a perfect relationship, the one [...]

TOP REASONS WHY YOU NEED A TRUSTWORTHY SALE AND PURCHASE LAWYER

Earlier this week, a client who is buying a house through a real estate agent approached us. As usual, we provided her with all kinds of advice and recommended her to a trustworthy sale and purchase agreement lawyer to help her out. She was excited and thrilled with the arrangement. But her real estate [...]

Why is Fire Insurance Important?

Home is where the heart is. It's also a huge investment, so make sure to protect it. If you own a property such as a condominium or an apartment, the developer or building management will buy master insurance to cover all the units. This insurance is called FIRE INSURANCE. UNDERSTANDING OF FIRE INSURANCE The [...]

WHICH BANK HOME LOAN IS BEST?

We all want to get the best Home Loan package. And it can be done through a simple understanding of own desires. I love the topic of Home Loan, but let's be honest, it gets overwhelming sometimes. Articles tell us to choose based on interest rates; the lowest the interest rate, the better it [...]

5 FIRST-TIME HOME BUYER MISTAKES AND HOW TO AVOID THEM

First-time homebuyers are prone to missteps when buying a house. Here are some of the common mistakes and how you can avoid them. Every year, many first-time home buyers enter the market and hunt for their first house. And these young and green home buyers are prone to making the same mistakes that their [...]

ADAKAH MEMBELI RUMAH SESUAI DALAM WAKTU GAWAT?

Soalan. Adakah beli rumah amat sesuai dalam waktu-waktu gawat sekarang ini...atas alasan rate yang rendah? Jawapan: Ini adalah soalan yang sangat bagus. Mungkin ramai yang dalam dilema samaada patut atau tidak membeli rumah sekarang ataupun waktu gawat. Biar saya jelaskan disini. Dalam waktu gawat, kadar pengangguran adalah tinggi ini bermakna ramai yang tidak [...]

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