Frequent Ask Questions

Mortgage Reducing Term Assurance ( MRTA ) Vs. Mortgage Level Term Assurance (MLTA) 2023 – Which one is better?

MRTA VS MLTA 2023 If you are taking a home loan and considering buying mortgage insurance, which products will you choose? - Mortgage Reducing Term Assurance ( MRTA ) or Mortgage Level Term Assurance (MLTA) Some might say Mortgage Reducing Term Assurance ( MRTA ) as it's cheaper. Or some will prefer Mortgage Level [...]

3 Reasons why you should choose zero moving cost 2023

( When buying a house or refinance your home) If you read my earlier article "How Much You Need To Buy A House In Malaysia?", You'll understand that buying a house will cost a lot. Based on the article, you will need about 17% of purchase price to cover all the costs. However, if [...]

By |2023-04-15T10:01:15+08:00April 1st, 2023|1st Time Home Buyer, CAMPAIGN, Frequent Ask Questions, Home Loan Tips, Housing Loan, Latest Article/News, Purchase From Agent/Owner, Refinancing|Comments Off on 3 Reasons why you should choose zero moving cost 2023

Is there a big difference to buy a leasehold and freehold property? 2023

Is there a big difference to buy a leasehold and freehold property? The obvious answer is always, Yes! Most times, when a Property Agent or Developer trying to sell a leasehold house to a customer, they will say, " nolah... not much difference. Leasehold and freehold same also.No need to worry, you will not [...]

By |2023-04-15T10:01:20+08:00April 1st, 2023|1st Time Home Buyer, Frequent Ask Questions, Home Loan Tips, Housing Loan, Latest Article/News, Purchase From Agent/Owner, Purchase From Developer, Refinancing|Comments Off on Is there a big difference to buy a leasehold and freehold property? 2023

Top 10 Tips To Avoid Being Cheated When Buying A House 2023

Buying a house is a decision that you need to make a great deal sense and prudence. For all the Malaysians who are considering buying a house, here are Top 10 Tips To Avoid Being Cheated When Buying A House. 1. When buying a completed or subsale house, deal directly with registered property agent [...]

By |2023-04-15T10:04:07+08:00April 1st, 2023|1st Time Home Buyer, Frequent Ask Questions, Home Loan Tips, Latest Article/News, Purchase From Agent/Owner, Purchase From Developer|Comments Off on Top 10 Tips To Avoid Being Cheated When Buying A House 2023

Can I Transfer My Property To My Wife?

Question: Can I Transfer My Property To My Wife? Hi, I need to know what else I should do/procedure—currently, house under joint name between my wife and me. I want to transfer my 50% to my wife, and I believe stamp duty is exempted under transfer of love in the property. What else I [...]

What Is The Difference Between Remortgage And Refinance?

Question: Hi, I have a house. The house is fully paid for. Now, I want to get financing for the home. What is the cost that I need to pay? And what is remortgage vs refinance? Answer: A remortgage is when your house has fully paid up, and now you want to get new [...]

Frequent Ask Questions (FAQ)

How much can I afford? This depends on your income and other financial obligations. As a rule of thumb, most house buyers buy houses that cost 1.5 and 2.5 times their annual income. For example a house buyer earning RM40,000 a year would buy a house between RM60,000 and RM100,000. Furthermore, the monthly loan [...]

By |2023-04-15T09:57:18+08:00January 22nd, 2023|Frequent Ask Questions|1 Comment

Stamp Duty 2023 Question & Answer

Client Question: Me & my wife plan to buy a property at BM, Penang, with price 435k , she is a 1st-time buyer but not for me, will entitle stamp duty exemption? Answer: Yes, there is. If the property value is RM435,000. You can apply for the stamp duty exemption Request your SPA lawyer [...]

By |2023-01-02T13:40:02+08:00January 1st, 2023|Frequent Ask Questions, Latest Article/News, Stamp Duty & Lawyer Fees|Comments Off on Stamp Duty 2023 Question & Answer

Stamp Duty Malaysia 2023

If buying a new home is on your mind this year, it is critical to understand the property stamp duty and how you can get a stamp duty exemption, especially for a first-time house buyer. In this article – Stamp duty Malaysia 2023, we will dive deep into Stamp duty in Malaysia to better [...]

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