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( When buying a house or refinance your home) If you read my earlier article "How Much You Need To Buy A House In Malaysia?", You'll understand that buying a house will cost a lot. Based on the article, you will need about 17% of purchase price to cover all the costs. However, if [...]
The ultimate guide to understanding stamp duty calculation Malaysia 2023 and to get Stamp Duty Malaysia Exemption for the first time in your life. It's literally taken us two days to complete this article - Stamp Duty Calculation Malaysia 2023 And Stamp Duty Malaysia Exemption and researching all the material for you guys. We [...]
Is there a big difference to buy a leasehold and freehold property? The obvious answer is always, Yes! Most times, when a Property Agent or Developer trying to sell a leasehold house to a customer, they will say, " nolah... not much difference. Leasehold and freehold same also.No need to worry, you will not [...]
1) Penalty Fees or Any Processing Fees Imposed By Existing Bank Before proceed for refinancing, we always advice our customer to check for penalty charges and any processing fees imposed by existing bank. Whether is your loan still within bonding period? If it’s still bonding period, customer should make decision whether to proceed or [...]
Buying a house is a decision that you need to make a great deal sense and prudence. For all the Malaysians who are considering buying a house, here are Top 10 Tips To Avoid Being Cheated When Buying A House. 1. When buying a completed or subsale house, deal directly with registered property agent [...]
Are you looking to buy a house in the coming months? You’ll need to prepare the deposit for a house. Let’s look at how much you’ll need. A deposit is an amount of money you pay upfronts towards the total cost whilst your bank loan covers the rest. The more money you save for [...]
If you need to remove joint owner name in a property and have no idea how to do it, then this article is for you. We also share a few tips on how to save money when doing the property transfer. Check out the article here. Ever been asked the same thing repeatedly? This [...]
Today, someone asked Can you guarantee to get a stamp duty exemption for first-time house buyer? We said, "Nope, we can't guarantee it." And he goes on and on about, someone can guarantee it. Now, maybe he doesn't understand the process of getting the stamp duty exemption. It is not up to the lawyer, [...]
Hi Melissa, I bought an apartment in year 1998 directly from the developer. Recently, I received a letter from liquidator requesting me to assign my own lawyer for POT. Stamp duty should be calculated from purchase price or market price? Some lawyer quote me from purchase price, some by market price! Answer : [...]
Question: Hi, I have a house. The house is fully paid for. Now, I want to get financing for the home. What is the cost that I need to pay? And what is remortgage vs refinance? Answer: A remortgage is when your house has fully paid up, and now you want to get new [...]
