Do you take MRTA when applying for a home loan?

Normally, people take MRTA when applying for a home loan. And why is that? If you do, I think you should read this post. When a borrower applies for a home loan with the bank, the bank will require the borrower to get an MRTA. In exchange, the borrower will get better interest rates. [...]

AVOID THESE TRAPS WHEN APPLYING FOR A HOME LOAN

In this article, I will share how you can avoid these traps when applying for a home loan and the solutions when facing one. At the start of this week, one topic keeps surfacing on my social media - Got cheated when applying for home loans. And this makes me sad and furious. I [...]

DOKUMEN PERMOHONAN PINJAMAN RUMAH

Sebelum anda membuat permohonan pinjaman rumah dengan bank, mari kita tengok dokumen yang perlu anda sediakan. Setiap orang mempunyai cita-cita untuk memiliki rumah sendiri. Jika anda masih menyewa, ini mungkin hanya untuk sementara sahaja. Tetapi, ada sesetengah orang yang telah mempunyai beberapa rumah. Jika anda berada di golongan ini, maka anda adalah golongan yang [...]

PILIH BANK YANG SESUAI

Kami mempunyai pengalaman lebih dari 15 tahun dalam bidang pinjaman rumah. Dari bidang Sales & Marketing ke bahagian documentation dan disbursement.Lama kerja kat bank dulu. Semasa kami membuat online consultation, anda hanya perlu memberi maklumat seperti income dan commitment bulanan dan kami dapat memberitahu anda bank yang mana lebih sesuai untuk profile anda. Anda [...]

KENAPA REFINANCE RUMAH BANK RAKYAT MENJADI PILIHAN?

Di Malaysia kita mempunyai lebih kurang 20 buah bank untuk membuat pinjaman perumahan. Dan salah satu pinjaman perumahan yang popular ialah refinance rumah. Hari ini kita nak bercakap sedikit tentang refinance rumah dengan Bank Rakyat. Ada sesetengah orang memang suka Bank Rakyat sebab kelulusan yang agak fleksible berbanding bank lain. DEBT CONSOLIDATION LOAN Selain [...]

What Is The Difference Between Remortgage And Refinance?

Question: Hi, I have a house. The house is fully paid for. Now, I want to get financing for the home. What is the cost that I need to pay? And what is remortgage vs refinance? Answer: A remortgage is when your house has fully paid up, and now you want to get new [...]

WHICH BANK HOME LOAN IS BEST?

We all want to get the best Home Loan package. And it can be done through a simple understanding of own desires. I love the topic of Home Loan, but let's be honest, it gets overwhelming sometimes. Articles tell us to choose based on interest rates; the lowest the interest rate, the better it [...]

3rd Housing Loan Story

We have one client; let call him Mr Sham (not his real name). Mr Sham wants to buy a house in Shah Alam, and he has been dealing directly with the Seller. So, he came to us to advise buying the house and how to go about it. At the same time, he wants to [...]

UPDATES ON STAMP DUTY FOR YEAR 2021

If buying a new home is on your mind this year, it is critical to understand the property stamp duty and how you can get a stamp duty exemption, especially for a first-time house buyer Stamp Duty To Purchase A Property PROPERTY PRICE RATES For the first RM100,000 1.0% From RM100,001 to RM500,000 [...]

Stamp Duty Malaysia 2021

If buying a new home is on your mind this year, it is critical to understand the property stamp duty and how you can get a stamp duty exemption, especially for a first-time house buyer. In this article – Stamp duty Malaysia 2021, we will dive deep into Stamp duty in Malaysia to better [...]

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