FREE STAMP DUTY, LEGAL FEES AND DISBURSEMENT FEES

Have you heard someone say that it is FREE stamp duty, legal fees, and disbursement fees when purchasing this property? What does it mean? This week, I will discuss what FREE stamp duty, legal fees, and disbursement fees context mean. Personally, I feel these few words can seem to be misled if without further [...]

TRANSFER PROPERTY FROM MOTHER TO SON

As our parents grow old, they would want to transfer their property to us; if you are still searching for how to do the transfer, I hope this article- transfer property from mother to son is useful. Hey everyone, Recently, we received a question about transfer property from mother to son. Here is the [...]

HOW MUCH DEPOSIT DO I NEED FOR A HOUSE?

Are you looking to buy a house in the coming months? You’ll need to prepare the deposit for a house. Let’s look at how much you’ll need. A deposit is an amount of money you pay upfronts towards the total cost whilst your bank loan covers the rest. The more money you save for [...]

Do you take MRTA when applying for a home loan?

Normally, people take MRTA when applying for a home loan. And why is that? If you do, I think you should read this post. When a borrower applies for a home loan with the bank, the bank will require the borrower to get an MRTA. In exchange, the borrower will get better interest rates. [...]

What should I do if I have lost my Sale and Purchase Agreement or Property Title?

Have you ever lost Sale and Purchase Agreement or Property Title? If you do, this article might be useful for you. Everyone will come to a certain point in their life that they want to own a house. So, when you buy a house, you will enter an agreement with the seller or developer. [...]

BERAPAKAH KADAR FAEDAH PINJAMAN PERUMAHAN ANDA?

Kadang-kadang ada yang keliru bila diajukan, “Berapakah kadar faedah pinjaman perumahan anda?” Ramai yang akan jawab, “ Rasanya dalam 2.52% or 2.0 something.” Bila kami menanyakan soalan ini, selalunya kami ingin memastikan kadar faedah yang dikenakan adalah tidak terlalu tinggi/rendah ataupun ingin memastikan samaada langkah refinance adalah sesuai untuk anda atau tidak. Bila jawapan [...]

By |2021-11-05T16:47:50+08:00November 5th, 2021|Bank Interest rates, Latest Article/News, Refinancing|0 Comments

Refinance Rumah: 5 perkara yang anda harus tahu sebelum refinance rumah

Refinance rumah adalah satu proses yang amat popular di kalangan pemilik rumah. Sebelum refinance rumah pastikan anda baca artikel ini. Ini kerana membeli rumah adalah satu pelaburan yang bagus dan bijak. Dengan mempunyai rumah anda boleh mendapat duit lebih apabila harga pasaran rumah naik. Bukan itu sahaja, anda juga boleh menyewa rumah tersebut dan [...]

By |2021-10-18T20:06:11+08:00October 18th, 2021|Latest Article/News, Refinancing|0 Comments

WHAT’S YOUR RICH LIFE?

I love this question. I came across the phrase “Rich Life” two years ago. Ever since then, I have loved the idea of it. Because let’s be honest for a moment. In the past, we thought a successful life had everything to do with money. As long as you are rich, then you are [...]

By |2021-09-13T17:06:03+08:00September 13th, 2021|Latest Article/News, Personal Finance|0 Comments

GARA-GARA JIRAN MENINGGAL, SUAMI INGIN MEMBELI MLTA

Hari ini ada seorang suami ingin bertanya mengenai Mortgage Level Term Assurance (MLTA). Dia ada membeli sebuah rumah pada tahun 2016 dan mengambil pinjaman perumahan dengan salah satu bank tempatan. Semasa membuat pinjaman perumahan, dia ada juga mengambil Mortgage Reducing Term Assurance (MRTA) bank. Kebelakangan ini jiran sebelah rumah telah mengalami musibah. Suami jiran [...]

LEASEHOLD EXTENSION PREMIUM

If you want to know how the leasehold extension premium is calculated, this article is for you. For people who say leasehold and freehold property is the same, LET ME PROOF YOU WRONG. Today, one customer inquire about the leasehold extension premium fees in Selangor. As we all know, Leasehold property and Freehold property [...]

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