Latest Home Loan Video

HOME LOAN INTEREST RATES, WHICH ONE IS YOURS?

Existing home loan interest rates, which one is yours? Less than 4.20% - Wow! You're holding the cheapest interest rates. Less than 4.39% - You have a more competitive home loan interest rate. Less than 4.70% - You have a more reasonable home loan interest rate. Less than 5.00% - Try to explore [...]

MALAYSIA BUDGET 2018 – HOUSING SECTOR

Housing The Government will continue to intensify efforts to increase home-ownership for the rakyat with an allocation of RM2.2 billion as follows: 17,300 units of People’s Housing Programme; 3,000 units of People’s Friendly Home under SPNB; 210,000 units of houses under PR1MA with prices RM250,000 and below. For this, RM1.5 billion is allocation [...]

哇!快学起来!大家必知! MRTA vs MLTA 的分别

MRTA vs MLTA 分别 MRTA MLTA 不辛事故发生(死亡或终身残废), 保额是直接赔给银行。 不辛事故发生(死亡或终身残废), 保额是可赔给指定受益人。 保额根据贷款而减少。 保额保持。 不能转移(再融资Refinancing 或第二间屋子) 可以转移(再融资Refinancing 或第二间屋子) 保费是一次过給的。一般是算在跟行貸款,但需要給利息。 保费可分期如年,半年,三个月或每个月。 没有现金价值(Cash Value), 半途断保, 可能拿回退保价值(Surrender Value), 视公司条款而定。 有现金价值(Cash Value) 。 可提早领取退保价值(Surrender Value) 来提早还清房屋贷款。 (有些MLTA的退款保价值是有保证的) 保障-借款人自然死亡/病逝和终身残废 *没包括36种疾病 保障-借款人自然死亡/病逝和终身残废, *可以追加36种疾病(相对的保费也会提高) 收益人- 银行 收益人-可以放家人当收益人   保费较低 保费较高   If you think this is helpful, feel free to share it [...]

How To Get Your CCRIS Report

How To Get Your CCRIS Report? We can’t emphasis enough how important it is to maintain a healthy financial background and to make sure your CCRIS Report is update regularly and promptly too. It is so important that its actually stand 50% of the approval evaluation process. And if you have bad CCRIS Report, [...]

Youth Housing Scheme (YHS) 2015

Youth Housing Scheme (YHS) or Skim Khas Bantu Belia Miliki Rumah Youth Housing Scheme (YHS) or Skim Khas Bantu Belia Miliki Rumah announced by YAB Dato 'Seri Najib Tun Razak, 1st Minister of Finance and the Prime Minister's Malaysia under Budget 2015. Bank Simpanan Nasional (BSN) as a Development Financial Institution has been appointed to [...]

Are You Looking To Pay Off Your Home Loan Sooner

Your home loan is probably the biggest investment you will make in your life, and a debt that most people would like to pay off as quickly as possible. If you Are You Looking To Pay Off Your Home Loan Sooner, you'll find plenty of experts recommending ways to do it. Even still, most [...]

Go to Top