FREE STAMP DUTY, LEGAL FEES AND DISBURSEMENT FEES

Have you heard someone say that it is FREE stamp duty, legal fees, and disbursement fees when purchasing this property? What does it mean? This week, I will discuss what FREE stamp duty, legal fees, and disbursement fees context mean. Personally, I feel these few words can seem to be misled if without further [...]

HOW MUCH DEPOSIT DO I NEED FOR A HOUSE?

Are you looking to buy a house in the coming months? You’ll need to prepare the deposit for a house. Let’s look at how much you’ll need. A deposit is an amount of money you pay upfronts towards the total cost whilst your bank loan covers the rest. The more money you save for [...]

Do you take MRTA when applying for a home loan?

Normally, people take MRTA when applying for a home loan. And why is that? If you do, I think you should read this post. When a borrower applies for a home loan with the bank, the bank will require the borrower to get an MRTA. In exchange, the borrower will get better interest rates. [...]

What should I do if I have lost my Sale and Purchase Agreement or Property Title?

Have you ever lost Sale and Purchase Agreement or Property Title? If you do, this article might be useful for you. Everyone will come to a certain point in their life that they want to own a house. So, when you buy a house, you will enter an agreement with the seller or developer. [...]

GARA-GARA JIRAN MENINGGAL, SUAMI INGIN MEMBELI MLTA

Hari ini ada seorang suami ingin bertanya mengenai Mortgage Level Term Assurance (MLTA). Dia ada membeli sebuah rumah pada tahun 2016 dan mengambil pinjaman perumahan dengan salah satu bank tempatan. Semasa membuat pinjaman perumahan, dia ada juga mengambil Mortgage Reducing Term Assurance (MRTA) bank. Kebelakangan ini jiran sebelah rumah telah mengalami musibah. Suami jiran [...]

LEASEHOLD EXTENSION PREMIUM

If you want to know how the leasehold extension premium is calculated, this article is for you. For people who say leasehold and freehold property is the same, LET ME PROOF YOU WRONG. Today, one customer inquire about the leasehold extension premium fees in Selangor. As we all know, Leasehold property and Freehold property [...]

AVOID THESE TRAPS WHEN APPLYING FOR A HOME LOAN

In this article, I will share how you can avoid these traps when applying for a home loan and the solutions when facing one. At the start of this week, one topic keeps surfacing on my social media - Got cheated when applying for home loans. And this makes me sad and furious. I [...]

DOKUMEN PERMOHONAN PINJAMAN RUMAH

Sebelum anda membuat permohonan pinjaman rumah dengan bank, mari kita tengok dokumen yang perlu anda sediakan. Setiap orang mempunyai cita-cita untuk memiliki rumah sendiri. Jika anda masih menyewa, ini mungkin hanya untuk sementara sahaja. Tetapi, ada sesetengah orang yang telah mempunyai beberapa rumah. Jika anda berada di golongan ini, maka anda adalah golongan yang [...]

The difference between CCRIS & CTOS?

The difference between CCRIS and CTOS report is the information provided by both reports. CCRIS report has limited information provided and limited to all the loans provided by the banks in Malaysia. The CTOS report has a more comprehensive range of information that includes all the information in CCRIS, some other telecommunication companies, water [...]

WHICH BANK HOME LOAN IS BEST?

We all want to get the best Home Loan package. And it can be done through a simple understanding of own desires. I love the topic of Home Loan, but let's be honest, it gets overwhelming sometimes. Articles tell us to choose based on interest rates; the lowest the interest rate, the better it [...]

Go to Top