1. Ensure you have good credit records and all other payments (if any) are up to date.
2. Keep repayments and service loans timely so as to maintain a clean financial state such as car loan, personal loan, PTPTN loan, etc.
3. On applying for a loan, disclose all financial information required correctly, such as extra income, second income, rental income, ASB bonuses, saving dividends, company bonus, etc.
4. Use “Loan Calculators” available before applying for a loan to further understand your credit rating and financial position.
5. Talk to a MalaysiaHousingLoan.Net consultant to get an idea of your monthly repayment and eligibility for home loan. And get our bonus advice on buying property or refinancing.
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For more Home Loan information and enquiry,
please call/ Whatsapp us at +6012-6946746
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