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Hari ini Tuan Salkukhairi, Presiden Persatuan Guaman Hartanah Malaysia (HartaGuam) telah berkongsi ilmu hartanah yang berguna dilaman facebook beliau. Marilah kita tengok apa yang dikatakan oleh Tuan Salkukhairi. 1. Ramai pembeli rumah bertanyakan kepada saya, bolehkah mereka membatalkan perjanjian jual beli yang telah ditandatangani dengan pemaju? 2. Antara alasan-alasan yang biasa diberikan oleh pembeli [...]
Nuggets Of Knowledge Summary : This was advice shared by Perdana ParkCity Sdn Bhd former CEO Lee Liam Chye. Perdana ParkCity is the developer of the award-winning township near Kepong, Kuala Lumpur. 1.Especially in townships like Desa ParkCity, the situation where one can 'buy low sell high' is over. Buyers should aim for buy [...]
When I first joined a bank in year 2002/2003, many banks are offering fixed rate for a whole tenure. Mostly under Islamic loan package Bai Bithamin Ajil (BBA) concept with around 7% and above fixed interest rate. So at that time, Malaysia just recovered from a recession in 1997/1998. People scared their interest rate will [...]
Bank Negara Malaysia (BNM) have increased the overnight policy rate (OPR) at 3.25% from 3.0% in the monetary policy committee (MPC). This OPR hike may translate to an increase in the pricing of loans for consumers. Banks had started to announce their increase in Base Lending Rate (BLR). Public Bank are one of the banks [...]
Home Loan News Bank Negara Malaysia (BNM) has recently announced that the Base Lending Rate (BLR), which is the primary reference point rate for new retail floating rate loans such as home loans, will likely be replaced by a new Base Rate effective 2 January 2015. The nation are going to have its new reference [...]
Insurance News: To protect consumers, Bank Negara would like the insurance industry to help with making their own policies simpler for the public to comprehend. The regulatory body has released product or service transparency and disclosure guidelines to insurance companies, emphasizing the significance of using “plain and intelligible language” when it comes to policy documents. [...]
Malaysia Budget 2014 Dated : 25th October 2013 Hello Malaysian, Are you feeling the excitement about our Malaysia Budget 2014 ? I do feel it so much and looking forward for many goodies from our Prime Minister and Finance Minister Datuk Seri Najib Tun Razak. While I’m writing this, he is tabling the Budget 2014. [...]
Refinance Rumah 2013 Hi Everybody, It’s been a long time since the last Article, while I think now everyone is in the mood of election season. We know our Election 2013 is around the corner… So, who you’re going to vote ? Let it’s be secret right? :) So, I have plenty people asking [...]
I think Central Credit Reference Information System (CCRIS) was implemented in the end of 90’s where all the borrowing data of customers were send to bank Negara for record keeping. Since then, banks were obliged to send the report within certain time line to Bank Negara. I still remember when I was in one of [...]
We have received numerous emails and questions from customer who want to get the best home loan in town. But, the question is Do you know what consist of the best home loan? Most customers will answer the lowest interest rates… Is this the answer for you too? Ok, I know interest rates are important. [...]
