Buying Completed Property
- Advice How To Fund Your Deposit
- Do & Don’t Purchasing A House
- Negotiate Better Deals With Seller
- Free Verbal Valuation Indication
- Provide Comprehensive Home Loan Advice
- Compile Approve Bank Offers
- Negotiate Best Interest Rates
- Evaluate Pro and Cons Bank’s Offer
- Answer All Questions & Enquiries
Refinancing
- Provide Borrower Eligibility Assessment
- Advice How To Do Refinancing
- We Help Evaluate Your Refinancing Purpose
- Provide Borrower Eligibility Assessment
- Free Verbal Valuation Indication
- Provide Comprehensive Home Loan Advice
- Compile Approved Bank Offers
- Negotiate Best Interest Rate
- Evaluate Pro and Cons Bank’s Offer
- Answer All Questions & Enquiries
Buying From Developer
- Provide Borrower Eligibility Assessment
- Advice How To Fund Your Deposit
- Do & Don’t Purchasing A House
- Tips To Deals With Developer
- Provide Home Loan Comprehensive Advice
- Compile Approved Bank Offers
- Negotiate Best Interest Rates
- Evaluate Pro and Cons Bank’s Offer
- Answer All Questions & Enquiries
“I Would like to thank you so much for all your consulting and advice that you provided when I decided to refinance my home loan. I was so lucky to find you guys online, and your prompt response to my calls and questions were very satisfactory.”
“Extremely helpful and im very happy with the service. Highly recommended for to all future home buyers.”
“Just spoke to David Yap, and I must say his knowledge on housing loans were very very impressive. He gave me alternatives solutions for housing loan approval and solve my problem. Thanks For your prompt response, David.”
“Prompt respond within 24 hours or maybe less in my case. Great advice and friendly…Thank You!”
“Dear David,Thank you so much for your advice. No one I spoke to could clearly explain on the process and the possible costs I will incur. You have helped me understand the process and given me great tips when I negotiate my deals. Thank you so much! You are so kind and helpful and I truly appreciate your time and energy! And to think! It’s at no cost to me at all! Where else can you get free advice?? Thank you so much David! You are a life saver..”
“Very good explanation & informative , I will do as advice, thank you.”
“David was so patient in answering my queries. His explanation reflected his experience. He sounded honest in wanting to make my dream of owning my 1st home a reality.”
Can you take a loan if you have an AKPK record?
Recently, someone asked us about AKPK. Can they apply for a loan if they have AKPK? First of all, if you don't know what AKPK is. AKPK stand for Agensi Kaunselling dan Pengurusan Kredit (AKPK) or the Credit Counselling and Debt Management Agency. AKPK is set up by Bank Negara Malaysia (BNM) or our central Bank. So here the thing, how can you fall under AKPK? Sometimes life can [...]
Boleh ke kita “tumpang” peguam dalam SPA?
Suatu hari, ada seorang customer bertanya. “Boleh ke kita "tumpang" peguam dalam SPA?” Jawapan mudah. Boleh. Seorang penjual dan pembeli boleh menggunakan peguam yang sama. Tetapi tidak digalakkan untuk menjaga hak dan kepentingan masing-masing. Selalunya dalam transaksi jual beli rumah, pembeli harus mempunyai peguam sendiri. Ini mengelakkan dari tertipu oleh penjual ataupun mana-mana pihak yang terlibat Peguam ini haruslah peguam yang tidak ada kena mengena dengan penjual ataupun mana-mana [...]
What happens when OPR increases? The real impact on us.
I believe in continuously monitoring the country's interest rates, and sometimes I will monitor US interest rates. As we all know, the US interest rate will affect the world that includes us, including Malaysia. So, whatever happens there, it will eventually impact here too. In my 20s, I don't care about interest rates, maybe because I'm naive or not financially savvy. In my 40s, I understand the importance of [...]
Standard Chartered Zero Moving Cost 2022
Zero Moving Cost 2022 I find Standard Chartered Zero Moving Cost Home loan is one of the most competitive home loan packages in the market right now. In my previous article, I wrote about Zero Moving Cost Home Loan Malaysia - Is this a better choice?. In the article, I shared about two most competitive Zero Moving Cost Bank Home Loan from Standard Chartered Bank and AIA Malaysia. If [...]
Zero Moving Cost Home Loan Malaysia 2022 – Is this a better choice?
Zero Moving Cost Home Loan Malaysia 2022 is a home loan package where the bank absorbs all the moving costs. The moving cost included legal fees, stamp duty, disbursement fees, and valuation fees. Zero Moving Cost Home Loan Malaysia is one of the available home loan packages, other than the Finance Entry Cost and Non-Finance Entry Cost. So, a quick lesson about the difference between the zero moving cost, [...]
