Buying Completed Property
- Advice How To Fund Your Deposit
- Do & Don’t Purchasing A House
- Negotiate Better Deals With Seller
- Free Verbal Valuation Indication
- Provide Comprehensive Home Loan Advice
- Compile Approve Bank Offers
- Negotiate Best Interest Rates
- Evaluate Pro and Cons Bank’s Offer
- Answer All Questions & Enquiries
Refinancing
- Provide Borrower Eligibility Assessment
- Advice How To Do Refinancing
- We Help Evaluate Your Refinancing Purpose
- Provide Borrower Eligibility Assessment
- Free Verbal Valuation Indication
- Provide Comprehensive Home Loan Advice
- Compile Approved Bank Offers
- Negotiate Best Interest Rate
- Evaluate Pro and Cons Bank’s Offer
- Answer All Questions & Enquiries
Buying From Developer
- Provide Borrower Eligibility Assessment
- Advice How To Fund Your Deposit
- Do & Don’t Purchasing A House
- Tips To Deals With Developer
- Provide Home Loan Comprehensive Advice
- Compile Approved Bank Offers
- Negotiate Best Interest Rates
- Evaluate Pro and Cons Bank’s Offer
- Answer All Questions & Enquiries
“I Would like to thank you so much for all your consulting and advice that you provided when I decided to refinance my home loan. I was so lucky to find you guys online, and your prompt response to my calls and questions were very satisfactory.”
“Extremely helpful and im very happy with the service. Highly recommended for to all future home buyers.”
“Just spoke to David Yap, and I must say his knowledge on housing loans were very very impressive. He gave me alternatives solutions for housing loan approval and solve my problem. Thanks For your prompt response, David.”
“Prompt respond within 24 hours or maybe less in my case. Great advice and friendly…Thank You!”
“Dear David,Thank you so much for your advice. No one I spoke to could clearly explain on the process and the possible costs I will incur. You have helped me understand the process and given me great tips when I negotiate my deals. Thank you so much! You are so kind and helpful and I truly appreciate your time and energy! And to think! It’s at no cost to me at all! Where else can you get free advice?? Thank you so much David! You are a life saver..”
“Very good explanation & informative , I will do as advice, thank you.”
“David was so patient in answering my queries. His explanation reflected his experience. He sounded honest in wanting to make my dream of owning my 1st home a reality.”
FREE STAMP DUTY, LEGAL FEES AND DISBURSEMENT FEES
Have you heard someone say that it is FREE stamp duty, legal fees, and disbursement fees when purchasing this property? What does it mean? This week, I will discuss what FREE stamp duty, legal fees, and disbursement fees context mean. Personally, I feel these few words can seem to be misled if without further explanation. Let me explain why. Before we can go into explaining FREE stamp duty, legal [...]
TRANSFER PROPERTY FROM MOTHER TO SON
As our parents grow old, they would want to transfer their property to us; if you are still searching for how to do the transfer, I hope this article- transfer property from mother to son is useful. Hey everyone, Recently, we received a question about transfer property from mother to son. Here is the question. Hi, I bought a landed house back in 2009 (loan under my name), [...]
HOW MUCH DEPOSIT DO I NEED FOR A HOUSE?
Are you looking to buy a house in the coming months? You’ll need to prepare the deposit for a house. Let’s look at how much you’ll need. A deposit is an amount of money you pay upfronts towards the total cost whilst your bank loan covers the rest. The more money you save for a deposit, the less you need to borrow and the less interest you pay. In [...]
Do you take MRTA when applying for a home loan?
Normally, people take MRTA when applying for a home loan. And why is that? If you do, I think you should read this post. When a borrower applies for a home loan with the bank, the bank will require the borrower to get an MRTA. In exchange, the borrower will get better interest rates. This is quite common in the industry, the MRTA suppose to protect you as a [...]
What should I do if I have lost my Sale and Purchase Agreement or Property Title?
Have you ever lost Sale and Purchase Agreement or Property Title? If you do, this article might be useful for you. Everyone will come to a certain point in their life that they want to own a house. So, when you buy a house, you will enter an agreement with the seller or developer. You will sign an agreement called the Sale and Purchase Agreement (SPA). Usually, you will [...]
