## Terms of Use for Malaysiahousingloan.net

**Malaysiahousingloan.net (“Malaysiahousingloan”) is provided by MHL Consultancy (“MHL Consultancy”, “we”, “us”, or “our”).**

### 1. Acceptance of Terms

By accessing or using Malaysiahousingloan.net (the “Site”), you agree to comply with and be bound by these Terms of Use. If you do not agree to these terms, please do not use the Site. We may modify these terms at any time without notice. Your continued use of the Site after such modifications indicates your acceptance of the new terms. We encourage you to review these terms periodically.

### 2. Intellectual Property Rights

All content on the Site, including but not limited to text, graphics, logos, icons, images, audio clips, digital downloads, data compilations, and software, is the property of Malaysiahousingloan.net, its affiliates, or its content suppliers and is protected by international copyright and trademark laws. You may not modify, copy, reproduce, republish, upload, post, transmit, or distribute any material from the Site without our prior written consent.

### 3. Use of the Site

– **Permitted Use**: You may use the Site and its content for your personal, non-commercial use only. Any other use requires our prior written consent.
– **Prohibited Activities**: You agree not to use the Site to:
– Engage in any unlawful activity.
– Transmit any harmful code or viruses.
– Violate any applicable laws or regulations.
– Interfere with the operation of the Site.

### 4. Submissions

By submitting any material to the Site, you grant Malaysiahousingloan.net a non-exclusive, royalty-free, perpetual, and worldwide license to use, reproduce, distribute, display, and create derivative works from your submission. You also agree that Malaysiahousingloan.net may use your name in connection with your submission. You waive any claims against us for any alleged or actual infringement of any proprietary rights in your submissions.

### 5. Disclaimer of Warranties

The Site and all information, content, materials, products, and services included on or otherwise made available to you through this site are provided by Malaysiahousingloan.net on an “as is” and “as available” basis. We make no representations or warranties of any kind, express or implied, as to the operation of this site or the information, content, materials, products, or services included on or otherwise made available to you through this site. You expressly agree that your use of this site is at your sole risk.

### 6. Limitation of Liability

In no event shall Malaysiahousingloan.net be liable for any direct, indirect, incidental, special, or consequential damages that result from the use of, or the inability to use, the Site or any linked website, including, but not limited to, reliance by a user on any information obtained from Malaysiahousingloan.net or that result from mistakes, omissions, interruptions, deletion of files or emails, errors, defects, viruses, delays in operation or transmission, or any failure of performance, whether or not resulting from acts of God, communications failure, theft, destruction, or unauthorized access to Malaysiahousingloan.net’s records, programs, or services.

### 7. Indemnification

You agree to indemnify, defend, and hold harmless Malaysiahousingloan.net, its officers, directors, employees, agents, licensors, suppliers, and any third-party information providers from and against all losses, expenses, damages, and costs, including reasonable attorneys’ fees, resulting from any violation of this Agreement (including negligent or wrongful conduct) by you or any other person accessing the Site.

### 8. Third-Party Links

The Site may contain links to third-party websites. These links are provided solely for your convenience and do not imply endorsement by Malaysiahousingloan.net of the content on such third-party sites. We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party websites.

### 9. Governing Law and Jurisdiction

This Agreement shall be governed by and construed in accordance with the laws of Malaysia. Any disputes arising from or relating to these terms and your use of the Site shall be resolved exclusively in the courts of Malaysia.

### 10. Termination

We reserve the right to terminate your access to the Site at any time, without notice, for conduct that we believe violates these terms or is harmful to other users of the Site, us, or third parties.

### 11. Miscellaneous

– **Severability**: If any provision of these terms is found to be invalid or unenforceable, the remaining provisions will continue to be valid and enforceable.
– **Entire Agreement**: These terms constitute the entire agreement between you and Malaysiahousingloan.net regarding the use of the Site and supersede any prior agreements.
– **Waiver**: The failure of Malaysiahousingloan.net to enforce any right or provision of these terms will not be deemed a waiver of such right or provision.

By using Malaysiahousingloan.net, you acknowledge that you have read, understood, and agree to be bound by these terms and conditions.

Last Modified Date: 14th July 2024