malaysia housing loan

Be Our Business Partner

We're looking for enthusiastic Mortgage Sales Officer (MSO) to be our Business Partner. Description: We will pass the potential customer leads to the MSO, and he/she shall follow up through for the home loan application and acceptance of bank letter offer. Criteria: At least one-year experience preferable Mortgage Sale Officer from any banks in Kuala [...]

By |2016-11-01T10:40:03+08:00September 15th, 2016|Latest Article/News|Comments Off on Be Our Business Partner

PAY LATE, BANK INCREASE INTEREST RATE

Just a community reminder to all the house owner out there to be more diligent when handling existing home loan account. Some banks are imposing a penalty in home loan interest rates to a borrower that make a late payment to their home loan account for consecutive two months. Let’s check out the sample of [...]

By |2016-11-01T10:40:03+08:00September 14th, 2016|Latest Article/News, Home Loan Tips, Housing Loan|Comments Off on PAY LATE, BANK INCREASE INTEREST RATE

Most commercial property is not regulated under Housing Development Act 1966 (HDA)

DO YOU KNOW? Most commercial property ( e.g SOHO, SOFOs, SOVOs, or Flexi/Designer Suites etc.) is not regulated under Housing Development (Control and Licensing) Act 1966 (HDA). The Housing Development (Control and Licensing) Act 1966 (HDA) places strict standards on developers and offers several layers of protection to home buyers. Home buyers’ interests are [...]

By |2016-11-01T10:40:04+08:00September 9th, 2016|Home Loan Tips, Latest Article/News|Comments Off on Most commercial property is not regulated under Housing Development Act 1966 (HDA)

What is Private Caveat? Why It’s So Important?

What is Private Caveat? A PRIVATE caveat is a formal legal notice to the world that you have an interest in a particular property or land. For example, a purchaser who has paid a deposit under a sale and purchase agreement could enter a private caveat on the land to prevent any further dealings related [...]

By |2016-11-01T10:40:04+08:00August 31st, 2016|Home Loan Tips, Housing Loan, Latest Article/News, Purchase From Agent/Owner|Comments Off on What is Private Caveat? Why It’s So Important?

DIFFERENCE BETWEEN FULL FLEXI LOAN, SEMI-FLEXI LOAN & NON-FLEXI LOAN ( IN BRIEF)

When come to choosing the right home loan products, many borrowers can easily get confused. Here we have a simple and brief comparison to help you making those decisions. Full Flexi Loan 1. Borrower may have to set up a current account for a fee, which is linked to the loan account. 2. Borrower allowed [...]

By |2016-11-01T10:40:04+08:00August 30th, 2016|Latest Article/News, Home Loan Tips, Housing Loan|Comments Off on DIFFERENCE BETWEEN FULL FLEXI LOAN, SEMI-FLEXI LOAN & NON-FLEXI LOAN ( IN BRIEF)

Three Mistakes When Applying For A Loan

Hey guys, Welcome to MalaysiaHousingLoan.net. And today, I'm going to share with you, three mistakes that most borrowers do. We do understand. Lately, the central bank had strengthened the policy, and it gets tougher to get a loan so hopefully with this video, it can help you when applying for a loan. Regardless, any [...]

By |2016-11-01T10:40:04+08:00August 27th, 2016|Housing Loan, Home Loan Tips, Latest Article/News, MHL Video|Comments Off on Three Mistakes When Applying For A Loan

Everything You Need To Know About CCRIS Report ( Brief Version)

Hi, I guess this is worth sharing and if you're wondering what that information on the CCRIS Report mean, check out the simple, self-explanatory version of CCRIS report provided by Bank Negara Malaysia. It is important to review and understand your CCRIS Report before applying for any bank loan. I promise you, its will help [...]

By |2016-11-01T10:40:04+08:00August 27th, 2016|Housing Loan, Frequent Ask Questions, Latest Article/News|Comments Off on Everything You Need To Know About CCRIS Report ( Brief Version)

HomeTIPS Insurance Covers Unemployment Benefit For House Buyers

IJM Land and Allianz Malaysia have partnered up to roll out a new kind of Insurance scheme called HomeTIPS for homebuyers. The collaboration enables Allianz Life Insurance and Allianz General Insurance Co to underwrite three insurance plans for IJM Land homebuyers for 36 months from the date of signing of the sales and purchase (S&P) [...]

By |2016-11-01T10:40:04+08:00August 22nd, 2016|Housing Loan, Latest Article/News, Mortgage Insurance|Comments Off on HomeTIPS Insurance Covers Unemployment Benefit For House Buyers

Our Household Debt Stands At RM1billion

Summary: 1.The household debt of Malaysians stands at RM1,030bil or 89.1% of the gross domestic product (GDP). 2.62.6% of household debt in Malaysia was for long-term loans from banks and non-banking financial institutions for property acquisition and financial investments. 3.Several measures implemented has led to a decrease in household debt growth by 6.5% this year [...]

By |2016-11-01T10:40:05+08:00May 26th, 2016|Latest Article/News|Comments Off on Our Household Debt Stands At RM1billion

What you should do if you are one of the PTPTN defaulters?

According to GM Training Academy PLT, chief executive officer Michael Yeoh the listing of National Higher Education Fund Corporation (PTPTN) loan in Central Credit Reference Information System (CCRIS) has become one of the reasons loan application rejection. We, at Malaysia Housing Loan (MHL), totally agreed with this statement. There are so many PTPTN Loan defaulters [...]

By |2016-11-01T10:40:05+08:00May 24th, 2016|Latest Article/News, Frequent Ask Questions, Home Loan Tips|Comments Off on What you should do if you are one of the PTPTN defaulters?
Go to Top