Melissa Lee

About Melissa Lee

Terima kasih kerana membaca artikel ini. Kami menyediakan konsultasi dalam talian PERCUMA kepada semua pelawat kami. Jika anda memerlukan bantuan mengenai topik seperti Pembiayaan semula, MEMBELI RUMAH, PEMINDAHAN HARTANAH, INSURANS PINJAMAN, YURAN PEGUAM, DUTI SETEM, Perjanjian Jual Beli (SPA), Memorandum Pemindahan (MOT), Penyempurnaan Pemindahan (POT), Penyempurnaan Cagaran (POC), dan Sebut Harga Pinjaman, kami boleh membantu anda. Beritahu sahaja dengan menghubungi atau WhatsApp kami di +6012-6946746. (berbual dengan Encik David) Konsultan Pinjaman Rumah, Melissa Lee.

Q & A : Can a joint borrower Tom (1st-time house buyer) & Michelle (2nd-time house buyer) entitle for STAMP DUTY exemption for first-time house buyer?

Questions Of The Day Tom & Michelle are going to buy a new house. Tom is a first-time house buyer. And this is Michelle second time buying a house. Tom and Michelle's relationship are spouse. Sale & Purchase Agreement will be under Tom (1st-time house buyer) name only. When applying for a loan, the [...]

By |2019-01-02T16:05:34+08:00June 7th, 2016|Latest Article/News, Stamp Duty & Lawyer Fees|Comments Off on Q & A : Can a joint borrower Tom (1st-time house buyer) & Michelle (2nd-time house buyer) entitle for STAMP DUTY exemption for first-time house buyer?

Our Household Debt Stands At RM1billion

Summary: 1.The household debt of Malaysians stands at RM1,030bil or 89.1% of the gross domestic product (GDP). 2.62.6% of household debt in Malaysia was for long-term loans from banks and non-banking financial institutions for property acquisition and financial investments. 3.Several measures implemented has led to a decrease in household debt growth by 6.5% this year [...]

By |2016-11-01T10:40:05+08:00May 26th, 2016|Latest Article/News|Comments Off on Our Household Debt Stands At RM1billion

What you should do if you are one of the PTPTN defaulters?

According to GM Training Academy PLT, chief executive officer Michael Yeoh the listing of National Higher Education Fund Corporation (PTPTN) loan in Central Credit Reference Information System (CCRIS) has become one of the reasons loan application rejection. We, at Malaysia Housing Loan (MHL), totally agreed with this statement. There are so many PTPTN Loan defaulters [...]

By |2016-11-01T10:40:05+08:00May 24th, 2016|Latest Article/News, Frequent Ask Questions, Home Loan Tips|Comments Off on What you should do if you are one of the PTPTN defaulters?

Public Bank Increased Base Rate 3.75%

At the latest Monetary Policy Committee meeting, Bank Negara Malaysia decided to maintain the Overnight Policy Rate (OPR) at 3.25%. But, even with that, a few commercial banks decided to increase their interest rates. Public Bank Malaysia has raised its base lending rate (BLR) from 6.85% to 6.95% & base rate from 3.65% to 3.75% [...]

By |2016-11-01T10:40:06+08:00May 24th, 2016|Latest Article/News, Bank Interest rates, Base Lending Rates (BLR)|Comments Off on Public Bank Increased Base Rate 3.75%

What you need to know about our new Bank Negara Governor

1. Datuk Muhammad Ibrahim is our new Bank Negara Governor effective 1st May 2016. He will start his five-year term. Taking over Tan Sri Dr Zeti Akhtar Aziz who retires on 30th April 2016. 2. He is the most senior deputy governor and the central bank’s second-in-command. 3. A career central banker like Zeti, Muhammad [...]

By |2016-11-01T10:40:06+08:00April 27th, 2016|Latest Article/News|Comments Off on What you need to know about our new Bank Negara Governor

What You Need To Know About Setapak

Setapak is a major suburb in Kuala Lumpur, Malaysia. Setapak mean " one step " in Malay and is only 22km from Kuala Lumpur City Centre. Today, we're going to look into this area on the average prices per square foot (PSF) basis. Hope you will find some of the facts interesting. 1. The [...]

By |2016-11-01T10:40:06+08:00April 26th, 2016|Latest Article/News|Comments Off on What You Need To Know About Setapak

Dream Home Becomes Abandoned Project

News Summary : According to the National Housing Department, from 2001 to 2015, there were 28 cases of abandoned projects in Peninsular Malaysia while another 20 are being revived. Example of Abandoned Project: 1.Selayang Springs Condominium abandoned project in April 2014. Recently been lifted from being classified as an abandoned project to be placed [...]

By |2016-11-01T10:40:06+08:00April 15th, 2016|Latest Article/News|Comments Off on Dream Home Becomes Abandoned Project
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