Latest Article/News

SKIM PINJAMAN PERUMAHAN (SPP)

Skim ini tidak mengenakan syarat terlalu ketat berbanding pinjaman menerusi bank atau institusi kewangan lain. Golongan Sasaran : Golongan berpendapatan rendah yang rata-ratanya tinggal di kawasan luar bandar dan hanya melakukan kerja-kerja kampung, mereka bukan sahaja tidak mempunyai slip gaji atau pendapatan bulanan malah, sukar untuk meyakinkan pihak bank bagi mendapatkan pinjaman perumahan. Kriteria : [...]

By |2016-11-01T10:40:05+08:00June 15th, 2016|Latest Article/News, Housing Loan|Comments Off on SKIM PINJAMAN PERUMAHAN (SPP)

Testimonial Anne

Testimonial Message: I am very pleased with David's advise when I was about to purchase my first house. He was honest, straight to the point and very frank in discussing what should be done, and what should not. He tries to answer all his calls even when he is busy. Appreciate his customer service and [...]

By |2016-11-01T10:40:05+08:00June 7th, 2016|Frequent Ask Questions, Latest Article/News|Comments Off on Testimonial Anne

Q & A : Can a joint borrower Tom (1st-time house buyer) & Michelle (2nd-time house buyer) entitle for STAMP DUTY exemption for first-time house buyer?

Questions Of The Day Tom & Michelle are going to buy a new house. Tom is a first-time house buyer. And this is Michelle second time buying a house. Tom and Michelle's relationship are spouse. Sale & Purchase Agreement will be under Tom (1st-time house buyer) name only. When applying for a loan, the [...]

By |2019-01-02T16:05:34+08:00June 7th, 2016|Latest Article/News, Stamp Duty & Lawyer Fees|Comments Off on Q & A : Can a joint borrower Tom (1st-time house buyer) & Michelle (2nd-time house buyer) entitle for STAMP DUTY exemption for first-time house buyer?

Our Household Debt Stands At RM1billion

Summary: 1.The household debt of Malaysians stands at RM1,030bil or 89.1% of the gross domestic product (GDP). 2.62.6% of household debt in Malaysia was for long-term loans from banks and non-banking financial institutions for property acquisition and financial investments. 3.Several measures implemented has led to a decrease in household debt growth by 6.5% this year [...]

By |2016-11-01T10:40:05+08:00May 26th, 2016|Latest Article/News|Comments Off on Our Household Debt Stands At RM1billion

What you should do if you are one of the PTPTN defaulters?

According to GM Training Academy PLT, chief executive officer Michael Yeoh the listing of National Higher Education Fund Corporation (PTPTN) loan in Central Credit Reference Information System (CCRIS) has become one of the reasons loan application rejection. We, at Malaysia Housing Loan (MHL), totally agreed with this statement. There are so many PTPTN Loan defaulters [...]

By |2016-11-01T10:40:05+08:00May 24th, 2016|Latest Article/News, Frequent Ask Questions, Home Loan Tips|Comments Off on What you should do if you are one of the PTPTN defaulters?

Public Bank Increased Base Rate 3.75%

At the latest Monetary Policy Committee meeting, Bank Negara Malaysia decided to maintain the Overnight Policy Rate (OPR) at 3.25%. But, even with that, a few commercial banks decided to increase their interest rates. Public Bank Malaysia has raised its base lending rate (BLR) from 6.85% to 6.95% & base rate from 3.65% to 3.75% [...]

By |2016-11-01T10:40:06+08:00May 24th, 2016|Latest Article/News, Bank Interest rates, Base Lending Rates (BLR)|Comments Off on Public Bank Increased Base Rate 3.75%

What you need to know about our new Bank Negara Governor

1. Datuk Muhammad Ibrahim is our new Bank Negara Governor effective 1st May 2016. He will start his five-year term. Taking over Tan Sri Dr Zeti Akhtar Aziz who retires on 30th April 2016. 2. He is the most senior deputy governor and the central bank’s second-in-command. 3. A career central banker like Zeti, Muhammad [...]

By |2016-11-01T10:40:06+08:00April 27th, 2016|Latest Article/News|Comments Off on What you need to know about our new Bank Negara Governor
Go to Top