housing loan

MyDeposit Application 5276

Permohonan Skim Pembiayaan Deposit Rumah Pertama (MyDeposit) According to KPKT main page, the MyDeposit application is reopen on 15/12/2017 until 15/2/2018. For more information, you can visit their main website. http://www.kpkt.gov.my/index.php/ Download this to know more about MyDeposit Workflow To Apply MyDeposit online: https://sprn.kpkt.gov.my For more information, please contact :- Jabatan Perumahan Negara (Bahagian [...]

By |2017-12-17T13:05:14+08:00June 27th, 2016|Latest Article/News|Comments Off on MyDeposit Application 5276

Latest Base Rate And Indicative Effective Lending Rates 10 June 2016

Latest Base Rate And Indicative Effective Lending Rates of Financial Institution as at 10th June 2016 Effective 2 January 2015, a new reference rate known as the Base Rate ( BR) will be used for new floating rate loans/financing facilities, such as housing loans. Loan extended prior to 2 January 2015 will continue to be [...]

By |2016-11-01T10:40:05+08:00June 16th, 2016|Bank Interest rates, Base Lending Rates (BLR), Latest Article/News|Comments Off on Latest Base Rate And Indicative Effective Lending Rates 10 June 2016

UOB INCREASED BASE RATE & BASE LENDING RATE

UOB INCREASED BASE RATE & BASE LENDING RATE Effective 15th June 2016, UOB Malaysia Base Rate (BR) and Base Lending Rate (BLR) would be revised as follow: Base Rate 3.98 % p.a. Base Lending Rate 6.94 % p.a. For illustration purpose; the effective lending rate for a 30-year loan of RM350,000 with no lock-in period [...]

By |2016-11-01T10:40:05+08:00June 16th, 2016|Base Lending Rates (BLR), Bank Interest rates, Latest Article/News|Comments Off on UOB INCREASED BASE RATE & BASE LENDING RATE

SKIM PINJAMAN PERUMAHAN (SPP)

Skim ini tidak mengenakan syarat terlalu ketat berbanding pinjaman menerusi bank atau institusi kewangan lain. Golongan Sasaran : Golongan berpendapatan rendah yang rata-ratanya tinggal di kawasan luar bandar dan hanya melakukan kerja-kerja kampung, mereka bukan sahaja tidak mempunyai slip gaji atau pendapatan bulanan malah, sukar untuk meyakinkan pihak bank bagi mendapatkan pinjaman perumahan. Kriteria : [...]

By |2016-11-01T10:40:05+08:00June 15th, 2016|Latest Article/News, Housing Loan|Comments Off on SKIM PINJAMAN PERUMAHAN (SPP)

Testimonial Anne

Testimonial Message: I am very pleased with David's advise when I was about to purchase my first house. He was honest, straight to the point and very frank in discussing what should be done, and what should not. He tries to answer all his calls even when he is busy. Appreciate his customer service and [...]

By |2016-11-01T10:40:05+08:00June 7th, 2016|Frequent Ask Questions, Latest Article/News|Comments Off on Testimonial Anne

Q & A : Can a joint borrower Tom (1st-time house buyer) & Michelle (2nd-time house buyer) entitle for STAMP DUTY exemption for first-time house buyer?

Questions Of The Day Tom & Michelle are going to buy a new house. Tom is a first-time house buyer. And this is Michelle second time buying a house. Tom and Michelle's relationship are spouse. Sale & Purchase Agreement will be under Tom (1st-time house buyer) name only. When applying for a loan, the [...]

By |2019-01-02T16:05:34+08:00June 7th, 2016|Latest Article/News, Stamp Duty & Lawyer Fees|Comments Off on Q & A : Can a joint borrower Tom (1st-time house buyer) & Michelle (2nd-time house buyer) entitle for STAMP DUTY exemption for first-time house buyer?

Our Household Debt Stands At RM1billion

Summary: 1.The household debt of Malaysians stands at RM1,030bil or 89.1% of the gross domestic product (GDP). 2.62.6% of household debt in Malaysia was for long-term loans from banks and non-banking financial institutions for property acquisition and financial investments. 3.Several measures implemented has led to a decrease in household debt growth by 6.5% this year [...]

By |2016-11-01T10:40:05+08:00May 26th, 2016|Latest Article/News|Comments Off on Our Household Debt Stands At RM1billion

What you should do if you are one of the PTPTN defaulters?

According to GM Training Academy PLT, chief executive officer Michael Yeoh the listing of National Higher Education Fund Corporation (PTPTN) loan in Central Credit Reference Information System (CCRIS) has become one of the reasons loan application rejection. We, at Malaysia Housing Loan (MHL), totally agreed with this statement. There are so many PTPTN Loan defaulters [...]

By |2016-11-01T10:40:05+08:00May 24th, 2016|Latest Article/News, Frequent Ask Questions, Home Loan Tips|Comments Off on What you should do if you are one of the PTPTN defaulters?

What you need to know about our new Bank Negara Governor

1. Datuk Muhammad Ibrahim is our new Bank Negara Governor effective 1st May 2016. He will start his five-year term. Taking over Tan Sri Dr Zeti Akhtar Aziz who retires on 30th April 2016. 2. He is the most senior deputy governor and the central bank’s second-in-command. 3. A career central banker like Zeti, Muhammad [...]

By |2016-11-01T10:40:06+08:00April 27th, 2016|Latest Article/News|Comments Off on What you need to know about our new Bank Negara Governor
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