Finally a wholesome home loan package with reference rates that you can easily understand and won’t keep you guessing!
Where every sen counts, it pays to understand your home loan reference rates. Compared to BLR rates which are continuously changing and unpredictable, this new first-of-its-kind Home Loan Fixed Deposit (HLFD) option offers you a more transparent and stable reference rate, allowing you to plan your finances better. Designed with your best interests in mind, the innovative HLFD package features interest rates that are pegged against Bank’s prevailing 12-months Fixed Deposit Rate (FDR)* along with our classic value added benefits listed below for banking solutions that are simple, convenience and delivering value.
* 12-month FDR is currently at 3.0% per annum.
Type of Financing
Purchase and refinancing of completed residential properties costing RM200,000 and above.
Competitive Interest Rates
Up to FDR + 1.25% per annum.
High Margin of Financing
up to 90% (+5%).
Flexible Financing Options
You can opt for :
Housing loan and/or term loan.
Housing loan or term loan with flexi features.
Longer Loan Tenor
30 years or up to age of 70, whichever is earlier.
Subject to Terms and Conditions apply.