How To Get Your CCRIS Report?
We can’t emphasis enough how important it is to maintain a healthy financial background and to make sure your CCRIS Report is update regularly and promptly too.
It is so important that its actually stand 50% of the approval evaluation process. And if you have bad CCRIS Report, the bank will not review further on your application. And nowadays, by reasoning with the bank will not help too.
It is important to review and understand your CCRIS Report before applying for any bank loan. I promise you, its will help your application so much.
So, here are steps How To Get Your CCRIS Report.
1) If you are from the Klang Valley , you may obtain the credit report from the Customer Service Centre, Laman Informasi Nasihat dan Khidmat BNM (LINK) of Bank Negara Malaysia , Head Office at the following address:
BNM LINK
LINK & Regional Offices
Tingkat Bawah, Blok D
Bank Negara Malaysia
Jalan Dato’ Onn
50480 Kuala Lumpur
Operation : Daily from Monday to Friday, except for Saturday, Sunday & Public holidays.
Time: 9.00 am – 5.00 pm (including lunch time )
Documents To Bring:
1. MyKad
2. * Other supporting documents that can verify your identity such as your driving licence or passport.
* Only when necessary
The credit report will be given to you during the visit.
2)If you are from Pulau Pinang, Johor Bahru, Kota Kinabalu, Kuching and Kuala Terengganu, you may obtain the credit report from Bank Negara Malaysia Regional Offices and branch.
The contact details of our Regional Offices and branch are as follows: –
Bank Negara Malaysia
Pejabat Wilayah Pulau Pinang
No. 27, Lebuh Light
10200 Pulau Pinang
General Line: +604-2587588
Bank Negara Malaysia
Pejabat Wilayah Johor Bahru
Jalan Bukit Timbalan
80000 Johor Bahru
Johor
General Line: +607-2257888
Bank Negara Malaysia
Pejabat Wilayah Kota Kinabalu
Jalan Lapan Belas
88000 Kota Kinabalu
Sabah
General Line: +6088-211211
Bank Negara Malaysia
Pejabat Wilayah Kuching
Jalan Satok
93000 Kuching
Sarawak
General Line: +6082-252311
Bank Negara Malaysia
Cawangan Kuala Terengganu
Jalan Sultan Mohamad
21100 Kuala Terengganu
Terengganu
General Line: +609-6220571
Operation: Daily from Monday to Friday, except for Saturday, Sunday & Public holidays.
Time: 9.00 a.m. – 5.00 p.m. (closed during lunch time from 1.00 p.m. – 2.00 p.m. except Friday from 12.30 p.m. – 2.30 p.m.) except for public holidays.
However, Bank Negara Malaysia Kuala Terengganu branch operates daily from Sunday to Thursday, 9.00 am – 5.00 pm (closed during lunch time from 1.00pm – 2.00pm) except for public holidays.
Documents To Bring:
1. MyKad
2. * Other supporting documents that can verify your identity such as your driving licence or passport.
* Only when necessary
The credit report will be given to you during the visit.
3) If you are from outside of Klang Valley or our branches, you may apply for the credit report by completing and sending us the following:
a) Credit Report Request Form (CRR);
b) Loan Declaration Form;
c) A clear photocopy of your MyKad (both sides); and
d) Any combination of two other documents (with your name and address stated clearly on each copy) from the following:
1.Water bill;
2.Electricity bill; or
3.Telephone bill.
However, if the above documents are not available, you may provide alternative documents such as:
Bank account statement;
Credit card statement; or
EPF statement.
You will receive your CCRIS report within 14 working days.
The Credit Report Request Form and Loan Declaration Form are available from BNM website, creditbureau.bnm.gov.my or click here to download the form [PDF, 26K]
Please mail or fax or email the completed forms and supporting documents to BNMTELELINK, Bank Negara Malaysia at:
BNM LINK
LINK & Regional Offices
Tingkat Bawah, Blok D
Bank Negara Malaysia
Jalan Dato’ Onn
50480 Kuala Lumpur
Fax No: +603 2174 1515
Email: bnmtelelink@bnm.gov.my
