On early settlement.
PAY ANY TIME!
No notice required.
Extra payments accepted.
Why ING Home Loan?
At ING, we GUARANTEE you a rate that is FIXED for the entire tenure of the loan. You do not have to worry about the fluctuations in the BLR. When you subscribed to an ING Home Loan, we fix your installment and the tenure of the loan. By paying your installment monthly, you are GUARANTEED to own your home at the end of the tenure.
Over the last 26 years, BLR has gone up to the highest touching 12% p.a. and the lowest at 5.55% p.a. BLR currently stands at 6.05% p.a.
“You will know how much to pay”
Home is where the heart is. In this fact paced day and age, we all want to have a home and haven for our family. A place of love, comfort and security for the family. However, life is never a series of predictable events. While some problems and setbacks are easily overcome, many others may not be. Oftentimes, external circumstances will disrupt out routine lifestyle and comfort zones. We may be forced to give up part of our lifestyle that we treasured as well as our comforts in life.
“Helping you secure your home”
With our fixed rate home loan, you will always know exactly what your home loan repayments are. You will even increase your household savings at a time when others may be digging in their pockets to cover their revised home loan repayments.
“How does the ING Home Loan help you own a home with total peace of mind?”
If you currently have a home loan with a financial institute that is pegged to the Base Lending Rate (BLR), then you will know that the rate has increased and effectively your home loan repayments have also increased for the year 2006 and beyond. With ING Home Loan, you are guaranteed that the monthly instalments are fixed and you will own your house at the end of the tenure.
For Completed Properties & Selected Under Construction Projects
4.99% p.a. fixed for the whole tenure (Non-Zero Entry Cost Package)
5.25% p.a. fixed for the whole tenure (Zero Entry Cost Package)
Margin of Financing: Up to 90%
Zero Entry Cost Package – ING absorbs the following fees:
1. Legal fees for loan documentation
2. Stamp duty for loan documentation
3. Disbursement for loan documentation
4. Discharge of charge (for Refinancing cases)
5. Valuation report fee
Subject to Terms & Conditions apply!