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WHY PAY MORE, WHEN YOU CAN PAY LESS?

When I first joined a bank in year 2002/2003, many banks are offering fixed rate for a whole tenure. Mostly under Islamic loan package Bai Bithamin Ajil (BBA) concept with around 7% and above fixed interest rate.

So at that time, Malaysia just recovered from a recession in 1997/1998. People scared their interest rate will shoot up high again. So, everyone tries to refinance their home loan to this Fixed Home Loan.

While, I guess it was more than a decade now.

If you’re still holding those high Islamic Fixed Rate, 7% and above, You definitely have to refinance NOW. Yeah, I mean immediately.

Because now the best fixed rate in the market is offering 4.99% for a whole tenure. And you are missing out a lot, I mean you pay more to the bank while you actually can save that extra money for any personal purpose.

Why pay more, when you can pay less?

Want to know more about FIXED RATE 4.99% whole tenure?

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By | 2016-11-01T10:40:01+00:00 October 31st, 2016|Home Loan Tips, Housing Loan, Latest Article/News, Refinancing|Comments Off on WHY PAY MORE, WHEN YOU CAN PAY LESS?