Employment 1. NRIC copy or Passport 2. Working Permit (if any) 3. Property Booking Receipt 4. Sales and Purchase Agreement / Title copy 5. Latest 6 months Housing Loan Statement.( Only applicable for refinancing) 6. Letter Offer from previous  bank.( Only applicable for refinancing) 7. Deposit Statement e.g. Fixed Deposit, ASB or Bonds 8. Latest 3 months pay slip 9. Latest 3 months personal [...]

Want to lower your home loan interest? Seek an overseas education for the kids? Wife wants a holiday? Seek greater liquidity? Refinancing is a simple method of not only lowering your monthly repayments but also a great way of unlocking cash trapped within your home equity ( value of your house less the loan amount [...]

Buying from agent : Agent will normally show you all the property within your criteria. From budget, property type, location and property size.They will help you narrow down your option and to negotiate better price with the owner.The process will be faster when you deal with agent since they have few properties in hand for [...]

Introduction Buying a house is an exciting event. It will probably be the biggest purchase you will ever make in your life. Understanding the steps involved in securing a housing loan will help you save time and avoid uncertainty and anxiety.   Buying a House Buying a house is a major step, so it deserves [...]

Need Your First Home Loan? Buying your first home is exciting and a little scary at the same time. Not only are you faced with the challenge of finding the right property to become your first home, but you also need to know you’re getting the right first home loan. How Much Can I Borrow? [...]

Dear All, As most of you know or for who do not know, base lending rates(BLR) or base financing rates (BFR) had increase recently. This is some of the banks BLR/BFR for your reference.