Boleh Ke Nak Refinance Loan Kerajaan? 2023

Soalan

Hai Melissa.. Tq for sharing.. Boleh ke refinance rumah yg saya beli guna loan government (BPP/LPPSA).. ?? Kalo refinance Maybank ke Bank lain CIMB contohnya, atau Maybank ke Maybank memang boleh kan.. Dan kalo loan gov, BPP/LPPSA refinance ke mana2 bank pun boleh kan.. Tetapi boleh ke nak refinance loan gov ke loan gov..?? Tq..

Jawapan

Hi, terima kasih atas soalan tuan.

Pinjaman Perumahan Kerajaan boleh refinance ke bank-bank tempatan.Pinjaman bank-bank tempatan juga boleh refinance ke Pinjaman Perumahan Kerajaan tetapi hanya boleh refinance baki pinjaman sahaja.

Jika refinance rumah dari maybank ke maybank, selalunya kita tak panggil refinance. Selalunya dipanggil buat top up loan sahaja atau dengan kata lain membuat penambahan pinjaman perumahan sahaja. Prosesnya lebih senang dan cepat. Kecuali jika tuan ingin refinance pinjaman perumahan konvensional ke islamik dengan bank tempatan yang sama.

Saya tidak berpendapat tuan boleh refinance dari pinjaman kerajaan ke pinjaman kerajaan. Di laman web LPPSA hanya memberi 7 jenis pembiayaan, seperti berikut.

Jenis 1 : Membeli Rumah Atau Petak Rumah Kediaman Yang Telah Siap
Jenis 2 : Membina Rumah Diatas Tanah Sendiri
Jenis 3 : Membeli Rumah Atau Petak Rumah Kediaman Dalam Pembinaan
Jenis 4 : Membeli Tanah Dengan Tujuan Membina Rumah
Jenis 5 : Menyelesaikan Hutang Pinjaman Perumahan Daripada Bank/ Institusi Kewangan
Jenis 6 : Membina Rumah Diatas Tanah Yang Dibeli Melalui Pinjaman BPP/LPPSA
Jenis 7 : Membuat Kerja Ubahsuai Rumah Atau Petak Rumah Kediaman.

Melissa berharap dengan penjelasan diatas dapat serba sedikit membantu tuan. Untuk maklumat lebih lanjut, hubungi kami di 012-6946746 ( bercakap dengan Mr. David). Moga maklumat ini bermanfaat. Terima kasih.

Berminat untuk Refinance? Baca Artikel Refinance dibawah.
Kelebihan Dan Kekurangan Refinance Rumah 2020

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Name:

Subject:

Quotation For:

Loan Quotation For:

Property Still Under Bank Loan? :

I am

Property State:

Property Location:

Property Type:

Land Title:

Title Status:

Project Name:

Developer:

Estimated Property Current Market Value RM

Property Purchased Price RM

Number Of Purchaser(s):

1st Time Home Buyer?

Property Selling Price RM

Number Of Seller/Vendor(s):

Do You Need A Home Loan Agreement Quotation?

Bank:

To:

Get Cash Out

Do Loan Consolidation

Refinance Out Standing Balance Only

Reduce Interest Rate

Refinance To Other Bank

Transfer Of Property

Remove Borrower Name

How Many Owner(s) Of the Current Property:

How Many Owner(s) Going To Transfer The Property:

How Many Owner(s) Going To Transfer The Property:

How Many Owner(s) Going To Transfer The Property:

1) Transfer From:

1) Shares To Transfer?

1) To How Many Person?:

1) 1st Transfer To:

1) 2nd Transfer To:

1) 3rd Transfer To:

1) 4th Transfer To:

2) 2nd Owner Transfer From:

2) Shares To Transfer?

2) To How Many Person?:

2) 1st Transfer To:

2) 2nd Transfer To:

2) 3rd Transfer To:

2) 4th Transfer To:

3) 3rd Owner Transfer From:

3) Shares To Transfer?

3) To How Many Person?:

3) 1st Transfer To:

3) 2nd Transfer To:

3) 3rd Transfer To:

3) 4th Transfer To:

4) 4th Owner Transfer From:

4) Shares To Transfer?

4) To How Many Person?:

4) 1st Transfer To:

4) 2nd Transfer To:

4) 3rd Transfer To:

4) 4th Transfer To:

SPA Price:

Property Under Bank Loan? :

From Bank (For POC / MOC Quotation):

Total Loan Amount RM

Number Of Property Owner(s):

Number Of Borrower(s):

Loan Type:

Email:

Mobile Number:

Mobile Number:
Quotation Will Send By Whatsapp.

Comments:

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Boleh Ke Nak Refinance Loan Kerajaan? 2023

Boleh Ke Nak Refinance Loan Kerajaan? 2023

Soalan

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Boleh Ke Nak Refinance Loan Kerajaan? 2023

Boleh Ke Nak Refinance Loan Kerajaan? 2023

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