Frequent Ask Questions

Should I Sign Sale & Purchase Agreement (SPA ) Without My Loan Approve?

Today, we received a call from Mr A (customer) and we talked a bit about his background and profile. He bought a house and signed Sale and Purchase Agreement. He does not apply for any loan yet. When we prompt further, it seems like he was pushed by property agent to sign the Sale and [...]

By |2016-11-01T10:40:02+08:00October 10th, 2016|1st Time Home Buyer, Frequent Ask Questions, Home Loan Tips, Housing Loan, Latest Article/News, My First Home Scheme, Purchase From Agent/Owner, Purchase From Developer|Comments Off on Should I Sign Sale & Purchase Agreement (SPA ) Without My Loan Approve?

Rumah Baru Siap Dah Banyak Kerosakan? Bagaimana Membuat Tuntutan Dari Pemaju?

Beli rumah memang seronok, tapi bila dapat kunci rumah dari pemaju lagi seronok. Ramai yang terus bawak satu family pergi tengok rumah baru. Tapi, bila tengok sana sini, banyak kerosakkan dari pihak pemaju. Terus frust dan rosak mood. Jika anda menghadapi masalah tersebut diatas, apakah yang patut anda lakukan? Mari baca coretan dari Tuan Salkukhairi [...]

By |2016-11-01T10:40:02+08:00October 6th, 2016|1st Time Home Buyer, Frequent Ask Questions, Home Loan Tips, Housing Loan, Latest Article/News, Purchase From Developer|Comments Off on Rumah Baru Siap Dah Banyak Kerosakan? Bagaimana Membuat Tuntutan Dari Pemaju?

What Is The First Step Of Buying A House?

Step 1: Print Your CCRIS Report. Go to Central Bank or Bank Negara Malaysia and get your CCRIS Report Print. Step 2: Check your loan ELIGIBILITY OR AFFORDABILITY Come over to our website www.malaysiahousingloan.net or call/Whatsapp us at 012-6946746. Show us your report and we shall calculate your eligibility on the spot. After doing [...]

By |2016-11-01T10:40:03+08:00September 26th, 2016|Housing Loan, 1st Time Home Buyer, Frequent Ask Questions, Home Loan Tips, Latest Article/News, My First Home Scheme|Comments Off on What Is The First Step Of Buying A House?

TAHUKAH ANDA?

Dalam urusan jual beli rumah, biasanya deposit yang kena dibayar semasa menandatangani Perjanjian Jualbeli (SPA) ialah 10% dari harga jual. Kalau pembeli membeli melalui ejen hartanah berdaftar, 3% haruslah dibayar terlebih dahulu semasa membuat "booking". Kadang-kala ejen hartanah mungkin akan menyuruh pembeli membayar 3%+GST ejensi sebagai pendahuluan. Bagaimanapun, pembeli tidak akan dikenakan GST. Pembeli tetap [...]

By |2016-11-01T10:40:03+08:00September 26th, 2016|Frequent Ask Questions, Home Loan Tips, Housing Loan, Latest Article/News, My First Home Scheme, Purchase From Agent/Owner|Comments Off on TAHUKAH ANDA?

Everything You Need To Know About CCRIS Report ( Brief Version)

Hi, I guess this is worth sharing and if you're wondering what that information on the CCRIS Report mean, check out the simple, self-explanatory version of CCRIS report provided by Bank Negara Malaysia. It is important to review and understand your CCRIS Report before applying for any bank loan. I promise you, its will help [...]

By |2016-11-01T10:40:04+08:00August 27th, 2016|Housing Loan, Frequent Ask Questions, Latest Article/News|Comments Off on Everything You Need To Know About CCRIS Report ( Brief Version)

LATE ON YOUR HOME LOAN INSTALMENTS? BIG MISTAKES!

If you have a housing loan in Malaysia, you might want to read this. Recently, we received an interesting sharing from our viewer, Mr Tan (not a real name), and we thought it might be beneficial to share with everyone. Here it goes. Mr Tan has a housing loan account with one of the local [...]

By |2016-11-01T10:40:05+08:00June 28th, 2016|Latest Article/News, Frequent Ask Questions|Comments Off on LATE ON YOUR HOME LOAN INSTALMENTS? BIG MISTAKES!

Testimonial Anne

Testimonial Message: I am very pleased with David's advise when I was about to purchase my first house. He was honest, straight to the point and very frank in discussing what should be done, and what should not. He tries to answer all his calls even when he is busy. Appreciate his customer service and [...]

By |2016-11-01T10:40:05+08:00June 7th, 2016|Frequent Ask Questions, Latest Article/News|Comments Off on Testimonial Anne

What you should do if you are one of the PTPTN defaulters?

According to GM Training Academy PLT, chief executive officer Michael Yeoh the listing of National Higher Education Fund Corporation (PTPTN) loan in Central Credit Reference Information System (CCRIS) has become one of the reasons loan application rejection. We, at Malaysia Housing Loan (MHL), totally agreed with this statement. There are so many PTPTN Loan defaulters [...]

By |2016-11-01T10:40:05+08:00May 24th, 2016|Latest Article/News, Frequent Ask Questions, Home Loan Tips|Comments Off on What you should do if you are one of the PTPTN defaulters?

Question Of The Day: #AskUsAnything #AskMalaysiaHousingLoan

Questions Of The Day: #AskUsAnything #AskMalaysiaHousingLoan I bought a unit of condo with RM771,000 Purchase Price. Need to know how much the stamp duty and any rebate of stamp duty? Answer : Hi, Thank you for visiting our website. Pertaining to you question about stamp duty, i'm not sure you are asking for property [...]

By |2016-11-01T10:40:10+08:00April 11th, 2016|Housing Loan, Frequent Ask Questions, Latest Article/News|Comments Off on Question Of The Day: #AskUsAnything #AskMalaysiaHousingLoan

Reside-And-Purchase Program

“Reside-and-Purchase” program by Property developer Selangor Dredging Bhd (SDB) 1. Under the RAP program, the buyers will place a 5% down payment on the selling price of the property. 2.They will then have to conclude the sales documents and move into the home immediately. 3.SDB said the buyers will then have to settle the [...]

By |2016-11-01T10:40:10+08:00March 15th, 2016|Frequent Ask Questions, Home Loan Tips, Housing Loan, Latest Article/News|Comments Off on Reside-And-Purchase Program
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