Home Loan Tips

Kenapa Refinance Rumah Bank Rakyat Menjadi Pilihan?

Di Malaysia kita mempunyai lebih kurang 20 buah bank untuk membuat pinjaman perumahan. Dan salah satu pinjaman perumahan yang popular ialah refinance rumah. Hari ini kita nak bercakap sedikit tentang refinance rumah dengan Bank Rakyat. Ada sesetengah orang memang suka Bank Rakyat sebab kelulusan yang agak fleksible berbanding bank lain. DEBT CONSOLIDATION LOAN Selain [...]

Pilih Bank Yang Sesuai Untuk Loan Rumah

Kami mempunyai pengalaman lebih dari 15 tahun dalam bidang pinjaman rumah. Dari bidang Sales & Marketing ke bahagian documentation dan disbursement.Lama kerja kat bank dulu. Semasa kami membuat online consultation, anda hanya perlu memberi maklumat seperti income dan commitment bulanan dan kami dapat memberitahu anda bank yang mana lebih sesuai untuk profile anda. Anda [...]

Refinancing Home Loans in Malaysia: How to Save Money and Unlock Your Property’s Potential

Refinancing your home loan can be a smart financial move for many homeowners in Malaysia. By securing a lower interest rate, you can save money on your monthly repayments and potentially access additional funds through the equity in your property.  This article will explore the various aspects of refinancing, including fees and charges, loan [...]

By |2023-04-15T08:15:21+08:00April 15th, 2023|Home Loan Tips, Latest Article/News, Refinancing|0 Comments

Need Help Getting Approved with Clean CCRIS?

Home loans are one of the most common types of loans most individuals apply to own their homes. Recently, the topic of clean CCRIS has often emerged and become a hot topic of conversation. Is it true that borrowers with clean CCRIS cannot get approval? The answer is Yes and No. There are many [...]

Tak boleh buat Clean CCRIS ?

Pinjaman rumah merupakan satu daripada jenis pinjaman yang biasa dipohon oleh kebanyakan individu untuk memiliki rumah sendiri. Akhir-akhir ini, topik CCRIS yang bersih (clean CCRIS) sering kali timbul dan menjadi perbualan hangat. Betul atau tidak peminjam yang mempunyai clean CCRIS tidak boleh mendapat kelulusan?  Jawapannya, Ya dan Tidak. Terdapat banyak faktor yang perlu diambil [...]

A Comprehensive Guide to Home Loans in Malaysia: Which Option Is Right for You?

When it comes to buying a home in Malaysia, one of the biggest challenges you'll face is finding the right home loan option.  With so many home loan products available, choosing the one that's best for you can be overwhelming. In this article, we'll take a closer look at four popular types of home [...]

Leceh! NAK PRINT CCRIS REPORT 2023

Ramai yang malas, bila kami menyuruh, " pergi print CCRIS report dulu." Macam-macam alasan diberi seperti, "takde masa" "leceh" "bank kan boleh print" "penting sangat ker?" Sering kali memberi alasan yang kesimpulannya, memang tak nak buat. CCRIS Report memainkan peranan yang amat penting untuk seseorang untuk mendapat kelulusan bank. Sebelum pihak bank meneliti gaji [...]

Mortgage Reducing Term Assurance ( MRTA ) Vs. Mortgage Level Term Assurance (MLTA) 2023 – Which one is better?

MRTA VS MLTA 2023 If you are taking a home loan and considering buying mortgage insurance, which products will you choose? - Mortgage Reducing Term Assurance ( MRTA ) or Mortgage Level Term Assurance (MLTA) Some might say Mortgage Reducing Term Assurance ( MRTA ) as it's cheaper. Or some will prefer Mortgage Level [...]

Reschedule @ Restructure adalah penyelesaian atau kesilapan? 2023

Ramai orang tidak faham bacaan dalam CCRIS report especially code pinjaman & status pinjaman . Hari ini saya nak terangkan mengenai status "C" dalam CCRIS report. C' itu adalah status untuk reschedule. Apa yang kita faham dengan 'Reschedule'? Reschedule adalah membuat penjadualan semula pinjaman yang telah sedia ada disebabkan: Yang pertama atas proposal dari [...]

By |2023-04-15T10:04:04+08:00April 1st, 2023|Home Loan Tips, Housing Loan, Latest Article/News|Comments Off on Reschedule @ Restructure adalah penyelesaian atau kesilapan? 2023

Refinance Home Loan Eligibility 2023

Mary has a house with a market value of RM550,000. She wants to refinance and get the maximum cash out from the Refinancing but can she do it? Let us calculate her Refinance Home Loan Eligibility. Mary is a Human Resouce Executive with a company in Cheras, KL. And considering everything that is happening [...]

By |2023-04-15T10:07:12+08:00April 1st, 2023|Latest Article/News, Home Loan Tips, Refinancing|0 Comments
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