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PAY HALF PAY LESS PAY LATER You’ve worked hard. You both earned a break. Be it your first or upgrading to a bigger home, owning your dream home need not deprive of life’s pleasures. Go take that romantic holiday in Langkawi or even indulge yourself with that gorgeous new car. With Maybank Maxihome’s wide variety [...]
THERE is an oft-quoted line: what goes up, must come down. With the anticipated recovery in the property sector, the focus now turns to the condominium market. Over the last decade or so, this segment has increasingly become a very big sub-segment of the property market. The overall perception today is that there is a [...]
Filled Under: Latest Article/News
RPGT on Budget 2010 The Malaysia Government has proposed to reimpose 5% real property gains tax (RPGT) for gains arising from property disposal with effective Jan 1 2010, on property sold within five years of the date of purchase. The RPGT for the first year is 5% and is the same for the second, third, [...]
Filled Under: Latest Article/News, Stamp Duty & Lawyer Fees
Ahli KWSP kini boleh mencetak penyata dan mendaftar i-Akaun di cawangan HSBC Bank terpilih melalui Kios KWSP. Maklumat waktu operasi Kios tersebut adalah seperti berikut: HSBC Bank Kuala Lumpur Main Alamat : Bangunan HSBC, No 2, Leboh Ampang, 50100 Kuala Lumpur. Hari / Waktu Operasi Kios: Isnin – Jumaat / 9.30 pg – 4.00 ptg [...]
Filled Under: Latest Article/News
For Property Under Construction/Completed : Non Zero Cost Package: 1st 3 years 4.15% Thereafther BLR-1.90% For loan above RM150,000.00 Limited offer period. Apply now! Subject to Terms and Conditions apply.The above information only for reference. Our disclaimer policy apply. Special Notes: This package no longer available. Thank you.
Filled Under: Bank Interest rates
Most or average Malaysian will usually need to source their deposit to buy a house. Following are the sources list : 1) Own saving from tabung haji, Amanh Saham, Fixed Deposit, Bonds and more. 2) Kumpulan Wang Simpanan Perkerja (KWSP) 3) Personal Loan ( not a wise choice since the personal loan interest rates is [...]
Filled Under: Latest Article/News
Banks in Malaysia went through hard time after 1997 during the recession. Some of them had merged with other banks and some even declared bankruptcy. If we notice, merger within banks become a norm. Banks such as Bank Utama merged with RHB Bank, Maybank merged with Pacific bank, AmBank merged with AmFinance, Sabah bank merged with Alliance bank, Bumiputra bank merged with Southern bank [...]
Filled Under: Latest Article/News
Acceptance Letter A letter from the applicant indicating his willingness to accept the loan after the loan is approved by the banking institution. Application Form A form used to apply for loan. Appraisal/valuation report A written analysis of the estimated value of real estate prepared by a licensed Valuer/Appraiser. Base Lending Rate (BLR) A minimum [...]
Filled Under: Glossary
How much can I afford? This depends on your income and other financial obligations. As a rule of thumb, most house buyers buy houses that cost 1.5 and 2.5 times their annual income. For example a house buyer earning RM40,000 a year would buy a house between RM60,000 and RM100,000. Furthermore, the monthly loan repayment [...]
Filled Under: Frequent Ask Questions
For many, a mortgage – which is simply paid every month and then forgotten about – is their largest financial commitment. Consumers have the option to choose either the fixed or floating rate mortgage. In the constantly-evolving finance market, it is always important to understand the potential future consequences of decisions made today. This way, [...]
Filled Under: Latest Article/News
PAY HALF PAY LESS PAY LATER You’ve worked hard. You both earned a break. Be it your first or upgrading to a bigger home, owning your dream home need not deprive of life’s pleasures. Go take that romantic holiday in Langkawi or even indulge yourself with that gorgeous new car. With Maybank Maxihome’s wide variety [...]
THERE is an oft-quoted line: what goes up, must come down. With the anticipated recovery in the property sector, the focus now turns to the condominium market. Over the last decade or so, this segment has increasingly become a very big sub-segment of the property market. The overall perception today is that there is a [...]
RPGT on Budget 2010 The Malaysia Government has proposed to reimpose 5% real property gains tax (RPGT) for gains arising from property disposal with effective Jan 1 2010, on property sold within five years of the date of purchase. The RPGT for the first year is 5% and is the same for the second, third, [...]
Ahli KWSP kini boleh mencetak penyata dan mendaftar i-Akaun di cawangan HSBC Bank terpilih melalui Kios KWSP. Maklumat waktu operasi Kios tersebut adalah seperti berikut: HSBC Bank Kuala Lumpur Main Alamat : Bangunan HSBC, No 2, Leboh Ampang, 50100 Kuala Lumpur. Hari / Waktu Operasi Kios: Isnin – Jumaat / 9.30 pg – 4.00 ptg [...]
For Property Under Construction/Completed : Non Zero Cost Package: 1st 3 years 4.15% Thereafther BLR-1.90% For loan above RM150,000.00 Limited offer period. Apply now! Subject to Terms and Conditions apply.The above information only for reference. Our disclaimer policy apply. Special Notes: This package no longer available. Thank you.
Most or average Malaysian will usually need to source their deposit to buy a house. Following are the sources list : 1) Own saving from tabung haji, Amanh Saham, Fixed Deposit, Bonds and more. 2) Kumpulan Wang Simpanan Perkerja (KWSP) 3) Personal Loan ( not a wise choice since the personal loan interest rates is [...]
Banks in Malaysia went through hard time after 1997 during the recession. Some of them had merged with other banks and some even declared bankruptcy. If we notice, merger within banks become a norm. Banks such as Bank Utama merged with RHB Bank, Maybank merged with Pacific bank, AmBank merged with AmFinance, Sabah bank merged with Alliance bank, Bumiputra bank merged with Southern bank [...]
Acceptance Letter A letter from the applicant indicating his willingness to accept the loan after the loan is approved by the banking institution. Application Form A form used to apply for loan. Appraisal/valuation report A written analysis of the estimated value of real estate prepared by a licensed Valuer/Appraiser. Base Lending Rate (BLR) A minimum [...]
How much can I afford? This depends on your income and other financial obligations. As a rule of thumb, most house buyers buy houses that cost 1.5 and 2.5 times their annual income. For example a house buyer earning RM40,000 a year would buy a house between RM60,000 and RM100,000. Furthermore, the monthly loan repayment [...]
For many, a mortgage – which is simply paid every month and then forgotten about – is their largest financial commitment. Consumers have the option to choose either the fixed or floating rate mortgage. In the constantly-evolving finance market, it is always important to understand the potential future consequences of decisions made today. This way, [...]