David Yap

About David Yap

David Yap is the co-founder of Malaysia Housing Loan. He has wide experience in mortgage and financial industry.

3rd HOUSE FINANCING FACILITY WITH MAXIMUM LOAN TO VALUE 70%

Hi everyone, the most nerve breaking news for property financing in 2010 had been announced. Bank Negara quote “ with immediate effect the implementation of a maximum loan-to-value (LTV) ratio of 70%, which will be applicable to the third house financing facility taken out by a borrower.” Nevertheless, these rumours had been spreading in the [...]

By |2016-11-01T10:40:19+08:00November 3rd, 2010|Latest Article/News|2 Comments

Third home loan, Measures in Promoting a Stable and Sustainable Property Market and Sound Financial and Debt Management of Households

Bank Negara Malaysia wishes to announce with immediate effect the implementation of a maximum loan-to-value LTV ratio of 70% housing loan, which will be applicable to the ( 3rd house ) third house financing facility taken out by a borrower. Financing facilities for purchase of the first and second homes are not affected and borrowers [...]

By |2016-11-01T10:40:19+08:00November 3rd, 2010|Latest Article/News|2 Comments

WHAT IS TITLE? Part 1

We realised that the majority of people confuse with variation of property title in Malaysia, we determined to share several information and facts in this article with our readers. A title is definitely the most essential document in the conveyance of a piece of property. Often the title determines ownership of the property as well [...]

By |2016-11-01T10:40:19+08:00October 28th, 2010|Latest Article/News|0 Comments

MALAYSIAN HOUSEHOLD DEBT AND BANKRUPTCIES INCREASE

Increasing concern over household debt and bankruptcies within younger generation in Malaysian Increasing worries over household debt and bankruptcies within these younger generation have definitely encouraged numerous strategies on precisely how to help deal with the issue at source. Aside through the predicted curbs upon property or home loans as well as possible restrictions with [...]

By |2016-11-01T10:40:19+08:00October 28th, 2010|Latest Article/News|0 Comments

100% HOME LOAN FOR FIRST-TIME BUYERS

Budget 2011 Those with income below RM3000 need not make down payment on house. First-time house buyers with a family income less than RM3000 per month can obtain addtional 10% loan under the My First House Scheme (SKIM Rumah Pertamaku). home loan The 10% down payment will be guaranteed by Cagamas Bhd for houses priced [...]

Sastra U Thant

SASTRA is located in the development enclave of Taman U-Thant, where luxury living is at its most prestigious Taman U-Thant, a prestigious diplomatic enclave about 2km east of Kuala Lumpur City Centre was named in honour of a remarkable man. From humle origin in Myanmar, U-That rose to internation acclaim for his peacekeeping efforts while [...]

By |2016-11-01T10:40:20+08:00September 22nd, 2010|Latest Project|0 Comments
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