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Bagaimana Nak Refinance Rumah? Hi Semua, Minggu ini melissa akan berkongsi mengenai bagaimana nak refinance rumah. Dalam Video ini Melissa akan berbicara mengenai… Adakah susah nak refinance rumah? Anda kena ada tujuan untuk refinance rumah. Anda kena tahu berapa baki hutang pinjaman perumahan anda. Macamana nak check penalty pinjaman perumahan anda. Macamana nak [...]
Refinance Refinance The question is should I refinance my mortgages now? The answer to the question "Should I refinance?" is a complex one, since every situation is different and no two homeowners are ever really in the exact same situation. There are many reason for house owner to refinance, one of many reason is [...]
How much can I afford? This depends on your income and other financial obligations. As a rule of thumb, most house buyers buy houses that cost 1.5 and 2.5 times their annual income. For example a house buyer earning RM40,000 a year would buy a house between RM60,000 and RM100,000. Furthermore, the monthly loan [...]
Have you ever had pals ranting in regards to the poor service at their bank, however nonetheless proceed to deal with the identical establishment? Or perhaps they know they should change their investments to get higher returns, however they don't do anything about it? It might appear to be procrastination, but this is due [...]
A little while ago, I read this article about spending money. And it makes me think, where do we splurge the most from our income. Some people might spend on buying a fancy car, buying a house, traveling, children education, monthly medication and etc. A while ago, I took times to review our financial [...]
I was missing from writing these few weeks because I need to take care of my mom (she just had surgery) and at the same time both of us, my husband and I, we fall sick. So, it's a challenging time for us. But, now I'm back and we do have so much content [...]
Valuation Report is a report issued by a valuer firm to a bank to confirm the actual market value of a property.A submission of Valuation Report is required for a completed property.A bank requires submission of a valuation report for any property that is completed regardless of buying from a developer, property agent or seller, [...]
I’ve been thinking lately ... how do certain people reach great success in life? I’m not just talking about material/financial success. Also, the success of having an amazing family, friends, relationship, peace with themselves, joy, having purpose, etc. Ultimately, it all comes down to mindset and belief that those things are possible and can [...]
Existing home loan interest rates, which one is yours? Less than 4.20% - Wow! You're holding the cheapest interest rates. Less than 4.39% - You have a more competitive home loan interest rate. Less than 4.70% - You have a more reasonable home loan interest rate. Less than 5.00% - Try to explore [...]
There's one customer who was so skeptical to apply for a loan after being rejected multiple times. Totally understandable. Who likes to be rejected? The thing is if you have higher debts compare to your income, the chances are higher for the bank to turn you down. As long as you kept the [...]
