David Yap

About David Yap

David Yap is the co-founder of Malaysia Housing Loan. He has wide experience in mortgage and financial industry.

MY FIRST HOME SCHEME 2013 / MY 1ST HOME SCHEME 2013

MY FIRST HOME SCHEME 2013 CAGAMAS SRP BHD Joint Venture between Ministry of Finance/Government of Malaysia and the Cagamas Group GUARANTEE COVER Cagamas SRP Bhd will only guarantee 10% on a “first loss” basis LOAN FINANCING AMOUNT *Upon qualification of the scheme, Banks will provide 100% (of SPA/OMV whichever is lower) financing to purchase the [...]

By |2016-11-01T10:40:14+08:00January 5th, 2013|Latest Article/News, My First Home Scheme|Comments Off on MY FIRST HOME SCHEME 2013 / MY 1ST HOME SCHEME 2013

BUDGET 2013 : HOUSING SECTOR

Budget 2013 takes account of everyone and nobody is left out. While, I think that’s a good news to most of us. This is the most generous Budget that our Prime Minister had presented. The budget 2013 proposes benefit for the well-being of all strata of society, covering various sectors and people of different age [...]

By |2016-11-01T10:40:14+08:00September 29th, 2012|Housing Loan, Latest Article/News, My First Home Scheme|Comments Off on BUDGET 2013 : HOUSING SECTOR

Housing Loan :WHY CCRIS REPORT AFFECTED MY HOUSING LOAN APPLICATION?

I think Central Credit Reference Information System (CCRIS) was implemented in the end of 90’s where all the borrowing data of customers were send to bank Negara for record keeping. Since then, banks were obliged to send the report within certain time line to Bank Negara. I still remember when I was in one of [...]

By |2016-11-01T10:40:14+08:00May 3rd, 2012|Latest Article/News|Comments Off on Housing Loan :WHY CCRIS REPORT AFFECTED MY HOUSING LOAN APPLICATION?

HOUSING LOAN: ARE YOU LOOKING FOR THE BEST HOME LOAN IN TOWN?

We have received numerous emails and questions from customer who want to get the best home loan in town. But, the question is Do you know what consist of the best home loan? Most customers will answer the lowest interest rates… Is this the answer for you too? Ok, I know interest rates are important. [...]

By |2016-11-01T10:40:14+08:00April 30th, 2012|Latest Article/News|Comments Off on HOUSING LOAN: ARE YOU LOOKING FOR THE BEST HOME LOAN IN TOWN?

CRAZY PROPERTY SALES!!!

Today, I received a call from a client of mine. The story is like this. Earlier, he was trying to buy a Double Storey in Puchong for about RM450,000. Due to, his history in credit payment, he was afraid to put a booking beforehand. So, he tried to apply with 1-2 banks for the loan. [...]

By |2016-11-01T10:40:14+08:00April 3rd, 2012|Housing Loan, Latest Article/News, Valuation|Comments Off on CRAZY PROPERTY SALES!!!

MY FIRST HOME SCHEME (MFHS) IS A BIG FAILURE OR A SUCCESS?

I’ve been reading many publicity and news about My 1st Home Scheme. Although, when the news first broke down by our Prime Minister, everyone welcome such a scheme with an open heart. Even though, government have a good intention to help people, but the Scheme has many weaknesses and flaws. After one year of implementation [...]

By |2016-11-01T10:40:18+08:00April 3rd, 2012|1st Time Home Buyer, Latest Article/News, My First Home Scheme|Comments Off on MY FIRST HOME SCHEME (MFHS) IS A BIG FAILURE OR A SUCCESS?

Easy Strategies For A Much Better Financial Existence Today!

Easy Strategies For A Much Better Financial Existence Today! Because of the current condition from the economy, personal finance ought to be extremely important for everyone. You don't have to be wealthy to take a position and no matter your internet worth, being careful of the money ought to be vital that you. The [...]

By |2020-12-21T18:11:23+08:00April 1st, 2012|Latest Article/News|Comments Off on Easy Strategies For A Much Better Financial Existence Today!

Property Buying Tips For Buyer

Property Buying Tips For Any Buyer Buying real estate can be a wise investment. There are many things, however, you need to consider before and during the buying process. Do not jump-in-over-your-head and regret your decision! This article can help you with some of the items that need to be considered. Read on. When purchasing [...]

By |2016-11-01T10:40:18+08:00March 31st, 2012|Latest Article/News|Comments Off on Property Buying Tips For Buyer

Document Required For Malaysian Under Refinancing

For Under Employment: (Meaning working with company or receive a fixed monthly income) 1. NRIC copy 2. Sales and Purchase Agreement / Title copy 3. Latest 3 months pay slips (For Basic Salary) / Latest 6 months pay slips (For Basic + Commission Earner) 4. Latest 3 months personal bank statement (For Basic Salary) / [...]

By |2020-08-23T12:16:59+08:00March 7th, 2012|Document Required|Comments Off on Document Required For Malaysian Under Refinancing

HOME LOAN PROMOTION!!

Up To BLR - 2.55% New home loan promotion for limited period only! Only applicable for housing loan above RM550,000 . Subject to Customer Profile, Property Profile and Bank(s)' Terms & Conditions apply (Until 30th April 2013) Contact Us Now For More Home Loan Promotion!

By |2016-11-01T10:40:18+08:00February 13th, 2012|Bank Interest rates|26 Comments
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