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We all want to get the best Home Loan package. And it can be done through a simple understanding of own desires. I love the topic of Home Loan, but let's be honest, it gets overwhelming sometimes. Articles tell us to choose based on interest rates; the lowest the interest rate, the better it [...]
Question: Can I transfer half of the house to my spouse & get 100% exempted? Hi, I just bought a property under my name. The loan is under me as well. My agent tells me I can't add my girlfriend's name as we aren't married, and I applied for the loan on my own. [...]
First-time homebuyers are prone to missteps when buying a house. Here are some of the common mistakes and how you can avoid them. Every year, many first-time home buyers enter the market and hunt for their first house. And these young and green home buyers are prone to making the same mistakes that their [...]
We have one client; let call him Mr Sham (not his real name). Mr Sham wants to buy a house in Shah Alam, and he has been dealing directly with the Seller. So, he came to us to advise buying the house and how to go about it. At the same time, he wants to [...]
1. Check your financial profile using the CTOS report ( Get it from the CTOS company). The CTOS report will show CTOS and CCRIS reports, which helps check the loan eligibility. 2. You can do your loan eligibility calculation ( if you know how to do it), reach out to the banker or us, [...]
How do I know or check if I've paid the stamp duty when signing the Sale & Purchase Agreement? Answer: Thanks for your question. For a start, you can check the Sale & Purchase Agreement legal fees bill, and from the bill, there is a column stated Stamp duty for Sale & Purchase [...]
Question: Stamp Duty (Remission) Order 2014 provides for the remission of 50% from the stamp duty chargeable on any loan agreement to finance the purchase of only one unit of residential property costing not more than RM500,000, subject to the stipulated conditions. and this order came into effect on 1 Jan 2015, and are [...]
Soalan. Adakah beli rumah amat sesuai dalam waktu-waktu gawat sekarang ini...atas alasan rate yang rendah? Jawapan: Ini adalah soalan yang sangat bagus. Mungkin ramai yang dalam dilema samaada patut atau tidak membeli rumah sekarang ataupun waktu gawat. Biar saya jelaskan disini. Dalam waktu gawat, kadar pengangguran adalah tinggi ini bermakna ramai yang tidak [...]
Adakah anda keliru dengan pengiraan Flat Rate dan Effective Rate? Mungkin artikel ini dapat merungkaikan kekeliruan anda. Bank dan firma kewangan menawarkan pelbagai jenis pinjaman untuk memenuhi keinginan produk kewangan pelanggan. Sebilangan besar bank dan firma kewangan memberi pinjaman ke atas produk kewangan seperti pinjaman perumahan, pinjaman kenderaan, pinjaman peribadi, dan pinjaman pendidikan kepada [...]
We would like to wish Selamat Hari Raya Aidilfitri, and may this Hari Raya bring Peace and Joy to you and your family. Hari Raya tahun ni mungkin berbeza tapi tetap istimewa. #malaysiahousingloan
