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Client Question: Is it true that the transfer of ownership has to be done after five years of staying in the property? How much is the stamp duty? MHL Answer: Once the property completed, the transfer of ownership can be done. However, there is a specific house like under 1Malaysia People’s Housing (PR1MA) program [...]
Question: Hi melissa, my ccris record is "too clean" so a friend suggest to apply for personal loan (RM25k for 7 years with aeon) my gross salary RM4,500 nett is RM3,900 monthly personal loan RM596 currently applying housing loan RM500k what are my chances? MHL Answer:Hi,I hope "too clean" means you have no loan [...]
A little while ago, I read this article about spending money. And it makes me think, where do we splurge the most from our income. Some people might spend on buying a fancy car, buying a house, traveling, children education, monthly medication and etc. A while ago, I took times to review our financial [...]
I was missing from writing these few weeks because I need to take care of my mom (she just had surgery) and at the same time both of us, my husband and I, we fall sick. So, it's a challenging time for us. But, now I'm back and we do have so much content [...]
Hey guys, This week video, we're going to talk about What happens when OPR reduce? Make sure to hit the subscribe & like button on our YouTube channel and comment on questions or ideas you want to see here. For more Home Loan information and enquiry, please call/ whatsapp us at 012-6946746 or [...]
Stamp Duty exemption for first-time house buyer Malaysia 2020 We received these enquiries on Sunday. The enquiries are about Stamp Duty exemption for first-time house buyer. And we thought why not share the conversation to benefit all. Question: Mr. E : Hi I'm Mr. E here. sorry to bother you. Just have question after [...]
Hey guys, This week video, I'm talking about the benefit of transferring the property from a Parent to Children. Recently, we received lots of questions about this topic. Some parents wonder should they transfer their existing house to their children now? As they're getting older, they want to make sure their children will [...]
A few weeks ago, we have a client that going through a divorce and need to transfer their existing property to one of the spouses. So, we're going to talk about the divorce topic today. I believe, no couple wants to go through a divorce. But, if the divorce is going to make two [...]
Valuation Report is a report issued by a valuer firm to a bank to confirm the actual market value of a property.A submission of Valuation Report is required for a completed property.A bank requires submission of a valuation report for any property that is completed regardless of buying from a developer, property agent or seller, [...]
People often ask us. What are our services? #malaysiahousingloan Even though, we have mentioned on our website and facebook page that we provide FREE online home loan consultation. People don’t understand, What is an online home loan consultation? Is that even a thing????????? Okay, let us explain. Firstly, we want you to understand; we [...]
