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We all want to get the best Home Loan package. And it can be done through a simple understanding of own desires. I love the topic of Home Loan, but let's be honest, it gets overwhelming sometimes. Articles tell us to choose based on interest rates; the lowest the interest rate, the better it [...]
First-time homebuyers are prone to missteps when buying a house. Here are some of the common mistakes and how you can avoid them. Every year, many first-time home buyers enter the market and hunt for their first house. And these young and green home buyers are prone to making the same mistakes that their [...]
We have one client; let call him Mr Sham (not his real name). Mr Sham wants to buy a house in Shah Alam, and he has been dealing directly with the Seller. So, he came to us to advise buying the house and how to go about it. At the same time, he wants to [...]
1. Check your financial profile using the CTOS report ( Get it from the CTOS company). The CTOS report will show CTOS and CCRIS reports, which helps check the loan eligibility. 2. You can do your loan eligibility calculation ( if you know how to do it), reach out to the banker or us, [...]
Soalan. Adakah beli rumah amat sesuai dalam waktu-waktu gawat sekarang ini...atas alasan rate yang rendah? Jawapan: Ini adalah soalan yang sangat bagus. Mungkin ramai yang dalam dilema samaada patut atau tidak membeli rumah sekarang ataupun waktu gawat. Biar saya jelaskan disini. Dalam waktu gawat, kadar pengangguran adalah tinggi ini bermakna ramai yang tidak [...]
Exciting news!! We have The Best Home Loan Rate Malaysia to announce today.We do love when there is a new Home Loan promotion, and we know you will too. OCBC announced a New OCBC Home Loan Promotion. And they have limited quota on this. Currently, the OCBC Home Loan Promotion is one of the [...]
Kalau status rumah tu master title lebih 10 tahun, dibolehkan untuk beli atau digalakkan untuk tidak beli? Jawapan: Sebenarnya anda boleh membeli rumah master title lebih 10 tahun tetapi anda harus mengetahui risiko pembelian rumah tersebut. Rumah master title lebih 10 tahun adalah rumah yang tidak mempunyai geran rumah individu ataupun strata. Rumah yang [...]
Base Rate Malaysia If you have a home loan, you know how important is the Base Rate, Base Lending Rate, and Base Financing Rate. Any changes that come from Over Night Policy Rate will have a direct effect on Base Rate, Base Lending Rate, and Base Financing Rate. And any changes from Base Rate, [...]
Korang wajib tahu dengan jenis-jenis home loan yang ada. Ada full flexi, ada semi-flexi, dan ada basic term loan. Orang buat bisnes dan ada banyak lebihan duit bulanan ambil Full-flexi loan, supaya lebihan duit boleh simpan dalam akaun semasa untuk kurangkan interest home loan. Duit dalam akaun simpanan tadi, kita boleh keluar semula. Principal [...]
We have a long-time client, and she asked How To Reduce Housing Loan Interest? She has a home loan account with OCBC bank.So, how do you reduce housing loan interest? Well. I'd say there are many ways out there, but before you decide which to use, it's essential to get to know the product itself.In [...]
