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With the new BR, which came into effect on January 2, 2015, interest rates are determined by the banks’ benchmark cost of funds and Statutory Reserve Requirement (SRR). Other components of loan pricing such as borrower credit risk, liquidity risk premium, operating costs and profit margin will be reflected in a spread in the [...]
Hi everyone, Wake up today is very hard, it’s seem so many bad news appear or coming soon. You know what good people said when there is a black cloud? There always is a silver lining too. We at malaysiahousingloan.net still waiting for the silver lining to appear soon. Or perhaps next month LOL :) [...]
Refinance Rumah 2013 Hi Everybody, It’s been a long time since the last Article, while I think now everyone is in the mood of election season. We know our Election 2013 is around the corner… So, who you’re going to vote ? Let it’s be secret right? :) So, I have plenty people asking [...]
Customer Question: Which bank provides refinancing for an uncompleted serviced apartment? Expected completion another year. Answer: Well for property under construction or without CCC, you are not able to refinance your property. You have to wait until the property is completed. Without the CCC, valuer firm will not quote any confirm value of the [...]
