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Question: Can I transfer half of the house to my spouse & get 100% exempted? Hi, I just bought a property under my name. The loan is under me as well. My agent tells me I can't add my girlfriend's name as we aren't married, and I applied for the loan on my own. [...]
Exciting news!! We have The Best Home Loan Rate Malaysia to announce today.We do love when there is a new Home Loan promotion, and we know you will too. OCBC announced a New OCBC Home Loan Promotion. And they have limited quota on this. Currently, the OCBC Home Loan Promotion is one of the [...]
Base Rate Malaysia If you have a home loan, you know how important is the Base Rate, Base Lending Rate, and Base Financing Rate. Any changes that come from Over Night Policy Rate will have a direct effect on Base Rate, Base Lending Rate, and Base Financing Rate. And any changes from Base Rate, [...]
Korang wajib tahu dengan jenis-jenis home loan yang ada. Ada full flexi, ada semi-flexi, dan ada basic term loan. Orang buat bisnes dan ada banyak lebihan duit bulanan ambil Full-flexi loan, supaya lebihan duit boleh simpan dalam akaun semasa untuk kurangkan interest home loan. Duit dalam akaun simpanan tadi, kita boleh keluar semula. Principal [...]
We have a long-time client, and she asked How To Reduce Housing Loan Interest? She has a home loan account with OCBC bank.So, how do you reduce housing loan interest? Well. I'd say there are many ways out there, but before you decide which to use, it's essential to get to know the product itself.In [...]
In the last quarter, Bank Negara Malaysia (BNM) reduced the Overnight Rate (OPR) to 3%, and this is good because every bank in town started to reduce their Base Lending Rate (BLR) or Base Rate (BR). And because of this our home loan installment has reduced and we're getting an insanely low home loan [...]
Valuation Report is a report issued by a valuer firm to a bank to confirm the actual market value of a property.A submission of Valuation Report is required for a completed property.A bank requires submission of a valuation report for any property that is completed regardless of buying from a developer, property agent or seller, [...]
Question: My banker don't allow me to appoint my Sale & Purchase Agreement Lawyer as the Loan Agreement Lawyer. Can they do that? Answer: #HomeBuyingTips First of all, know your rights. Don't let anyone stripe your right when buying a property. 1. You can always appoint your own Sale & Purchase Agreement Lawyer. 2. [...]
The Best Advice You Can Hear About Applying For Home Loan #HomeLoanTips 1. APPLY AND GET YOUR HOME LOAN APPROVED FROM 2-3 BANKS Apply home loan application with a few banks. You are allowed to do so. It's your right. 2. COMPARE YOUR LETTER OFFER After loan approval, compare your Bank's letter offer. Everyone [...]
Choosing a lawyer can seem daunting if you have never done so before. If you're buying a house, then you need a Sale & Purchase Agreement (SPA) lawyer. So, how to choose a good and reliable lawyer to handle the property transaction and loan? The following are few helpful tips to guide you finding [...]
