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7 Refinance Home Loan Tips Everyone Should Know Hey guys, this week we have a few tips to help you effectively refinance your property. We are going to talk about 7 Refinance Tips Everyone Should Know. So, before we dive in today, let’s talk about refinancing. What is refinancing? Refinancing [...]
Want to lower your home loan interest? Seek an overseas education for the kids? Wife wants a holiday? Seek greater liquidity? Refinancing is a simple method of not only lowering your monthly repayments but also a great way of unlocking cash trapped within your home equity ( value of your house less the loan [...]
Refinance Refinance The question is should I refinance my mortgages now? The answer to the question "Should I refinance?" is a complex one, since every situation is different and no two homeowners are ever really in the exact same situation. There are many reason for house owner to refinance, one of many reason is [...]
Hey guys, It’s been a while since i been talking to you guys. And I feel like I should do some post here to update on recent property market woes and what happening recently. As you know, bank Negara still maintain OPR (Over Night Policy rate), its mean our BLR still remain the same. [...]
The schedule below as a reference of stamp duty and legal fees when purchasing a house. Sale And Purchase Agreement Legal Fees Professional Legal Fees: For The First RM500,000.00 - 1.0% (Subject to a minimum fee of RM500.00) For The Next RM500,000.00 - 0.80% For The Next RM2,000,000.00 - 0.70% For The Next RM2,000,000.00 [...]
To get an approval from bank, you first must understand the bank’s standard approval criteria. Generally, bank will look at following criteria. 1) Borrower employment background Bank will prefer if customer working in Multi National Company (MNC) and working for more than 2 years. It’s show stability in employment and income. However, it [...]
As predicted by many financial economist, Malaysia economy in year 2023 will be facing lots of challenges. With that being said, our property market cannot run away from the slow downturn. However, some people look at this moment as an opportunity to purchase a lower price property. When supply of property higher than demand, [...]
How much can I afford? This depends on your income and other financial obligations. As a rule of thumb, most house buyers buy houses that cost 1.5 and 2.5 times their annual income. For example a house buyer earning RM40,000 a year would buy a house between RM60,000 and RM100,000. Furthermore, the monthly loan [...]
Have you ever had pals ranting in regards to the poor service at their bank, however nonetheless proceed to deal with the identical establishment? Or perhaps they know they should change their investments to get higher returns, however they don't do anything about it? It might appear to be procrastination, but this is due [...]
What we do are provide home loan advice and essential tips before or when buying a house. When a customer comes to us, we ask them to share about their situation, and then we talk with them to explore the best advice or tips and possible solutions. "Many are not aware of their right [...]
