Melissa Lee

About Melissa Lee

Terima kasih kerana membaca artikel ini. Kami menyediakan konsultasi dalam talian PERCUMA kepada semua pelawat kami. Jika anda memerlukan bantuan mengenai topik seperti Pembiayaan semula, MEMBELI RUMAH, PEMINDAHAN HARTANAH, INSURANS PINJAMAN, YURAN PEGUAM, DUTI SETEM, Perjanjian Jual Beli (SPA), Memorandum Pemindahan (MOT), Penyempurnaan Pemindahan (POT), Penyempurnaan Cagaran (POC), dan Sebut Harga Pinjaman, kami boleh membantu anda. Beritahu sahaja dengan menghubungi atau WhatsApp kami di +6012-6946746. (berbual dengan Encik David) Konsultan Pinjaman Rumah, Melissa Lee.

Stamp Duty Exemption Malaysia 2023

Stamp Duty Exemption Malaysia 2023 Hi Everyone, this is an official media release from our Finance Minister on the Stamp duty exemption 2023. Hope, this will clarify some issue regard to the stamp duty exemption 2023. If you need further help, please feel free to contact us or if you need a SPA or [...]

By |2023-01-02T13:31:39+08:00January 1st, 2023|Latest Article/News, Housing Loan, Purchase From Agent/Owner, Purchase From Developer, Stamp Duty & Lawyer Fees|Comments Off on Stamp Duty Exemption Malaysia 2023

Can you take a loan if you have an AKPK record?

Recently, someone asked us about AKPK. Can they apply for a loan if they have AKPK? First of all, if you don't know what AKPK is. AKPK stand for Agensi Kaunselling dan Pengurusan Kredit (AKPK) or the Credit Counselling and Debt Management Agency. AKPK is set up by Bank Negara Malaysia (BNM) or our [...]

By |2022-06-18T16:13:36+08:00June 18th, 2022|Home Loan Tips, Latest Article/News|0 Comments

Boleh ke kita “tumpang” peguam dalam SPA?

Suatu hari, ada seorang customer bertanya. “Boleh ke kita "tumpang" peguam dalam SPA?” Jawapan mudah.  Boleh. Seorang penjual dan pembeli boleh menggunakan peguam yang sama. Tetapi tidak digalakkan untuk menjaga hak dan kepentingan masing-masing. Selalunya dalam transaksi jual beli rumah, pembeli harus mempunyai peguam sendiri. Ini mengelakkan dari tertipu oleh penjual ataupun mana-mana pihak [...]

THE PRICE OF “KEMALASAN”

Someone shared this on social media.  Harga sebuah KEMALASAN. Foodpanda: RM93.10 Pergi Kedai : RM58.00 Harga kemalasan RM35.10 untuk drive 2km je.  I found this fascinating topic because there are two ways or more to look at it. One is obvious.  Instead of using Foodpanda to buy the food, you can directly go to [...]

By |2022-05-13T13:51:49+08:00May 13th, 2022|Latest Article/News, Personal Finance|0 Comments

BNM Increases the OPR from a record low of 1.75% to 2.00%

How will it impact your home loan? Read this article to understand more. On May 11th 2022, Bank Negara Malaysia (BNM) increased the overnight policy rate by 25 basis points to 2% from a record low of 1.75% as global inflationary pressures have risen sharply. The OPR at 1.75% is the lowest on record, [...]

By |2023-01-02T14:36:55+08:00May 12th, 2022|Interest rates update, Latest Article/News|0 Comments

How To Choose The Best Home Loan?

When it comes to home loan packages, we all want the best. Who isn't right? We will window shop from one bank to another to choose the best home loan package. If we can dream, I guess the best home loan package will be like this. We want the lowest interest rates in the [...]

FREE STAMP DUTY, LEGAL FEES AND DISBURSEMENT FEES

Have you heard someone say that it is FREE stamp duty, legal fees, and disbursement fees when purchasing this property? What does it mean? This week, I will discuss what FREE stamp duty, legal fees, and disbursement fees context mean. Personally, I feel these few words can seem to be misled if without further [...]

TRANSFER PROPERTY FROM MOTHER TO SON

As our parents grow old, they would want to transfer their property to us; if you are still searching for how to do the transfer, I hope this article- transfer property from mother to son is useful. Hey everyone, Recently, we received a question about transfer property from mother to son. Here is the [...]

HOW MUCH DEPOSIT DO I NEED FOR A HOUSE?

Are you looking to buy a house in the coming months? You’ll need to prepare the deposit for a house. Let’s look at how much you’ll need. A deposit is an amount of money you pay upfronts towards the total cost whilst your bank loan covers the rest. The more money you save for [...]

Do you take MRTA when applying for a home loan?

Normally, people take MRTA when applying for a home loan. And why is that? If you do, I think you should read this post. When a borrower applies for a home loan with the bank, the bank will require the borrower to get an MRTA. In exchange, the borrower will get better interest rates. [...]

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