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With the new BR, which came into effect on January 2, 2015, interest rates are determined by the banks’ benchmark cost of funds and Statutory Reserve Requirement (SRR). Other components of loan pricing such as borrower credit risk, liquidity risk premium, operating costs and profit margin will be reflected in a spread in the [...]
How much can I borrow? This is the most important question to ask before purchasing any house. There is no point of buying a house and your loan is not approve right? The simple way to go about it, is by us helping you to calculate. Just go to our contact us page and fill [...]
How To Get Your CCRIS Report? We can’t emphasis enough how important it is to maintain a healthy financial background and to make sure your CCRIS Report is update regularly and promptly too. It is so important that its actually stand 50% of the approval evaluation process. And if you have bad CCRIS Report, [...]
Youth Housing Scheme (YHS) or Skim Khas Bantu Belia Miliki Rumah Youth Housing Scheme (YHS) or Skim Khas Bantu Belia Miliki Rumah announced by YAB Dato 'Seri Najib Tun Razak, 1st Minister of Finance and the Prime Minister's Malaysia under Budget 2015. Bank Simpanan Nasional (BSN) as a Development Financial Institution has been appointed to [...]
Bank Negara Malaysia (BNM) have increased the overnight policy rate (OPR) at 3.25% from 3.0% in the monetary policy committee (MPC). This OPR hike may translate to an increase in the pricing of loans for consumers. Banks had started to announce their increase in Base Lending Rate (BLR). Public Bank are one of the banks [...]
How much can I borrow? This is the most important question to ask before purchasing any house. There is no point of buying a house and your loan is not approve right? The simple way to go about it, is by us helping you to calculate. Just go to our contact us page and fill [...]
Buying a house is never an easy task. You can easily get overwhelmed with the process and information that you get. So, how to buy a house with a stress free? The truth is buying a house never an easy task even though to professional like us. Sometimes, because we knows more, things can be [...]
Customer Question: Which bank provides refinancing for an uncompleted serviced apartment? Expected completion another year. Answer: Well for property under construction or without CCC, you are not able to refinance your property. You have to wait until the property is completed. Without the CCC, valuer firm will not quote any confirm value of the [...]
