Home Loan Tips

What Is The Best Home Loan?

I want the best home loan. I want a cheaper interest rate. I can hear my client saying this all the time. Aren't all of us want that? Ideally, we want a low price with the most high-quality product. The best thing if it FREE. Cost us nothing. Is that even possible? But people [...]

By |2019-06-29T14:12:07+08:00June 24th, 2019|Housing Loan, Home Loan Tips, Latest Article/News|Comments Off on What Is The Best Home Loan?

How To Tackle If Your CCRIS Record Is Too Clean?

Question: Hi melissa, my ccris record is "too clean" so a friend suggest to apply for personal loan (RM25k for 7 years with aeon) my gross salary RM4,500 nett is RM3,900 monthly personal loan RM596 currently applying housing loan RM500k what are my chances? MHL Answer:Hi,I hope "too clean" means you have no loan [...]

By |2019-06-23T16:08:15+08:00June 23rd, 2019|Home Loan Tips, Housing Loan, Latest Article/News, Purchase From Agent/Owner, Purchase From Developer|Comments Off on How To Tackle If Your CCRIS Record Is Too Clean?

Valuation Report

Valuation Report is a report issued by a valuer firm to a bank to confirm the actual market value of a property.A submission of Valuation Report is required for a completed property.A bank requires submission of a valuation report for any property that is completed regardless of buying from a developer, property agent or seller, [...]

How Much Loan Can I Get From My Salary?

Before buying a house, most of us want to know, how much loan can be approved based on our current income. And it's can scary if stepping into the buying process without getting this fact straight. So, today we're going to discuss - How much loan can i get on my salary? If you're [...]

By |2019-04-02T20:01:05+08:00April 2nd, 2019|Housing Loan, Home Loan Tips, Latest Article/News, Purchase From Agent/Owner, Purchase From Developer|Comments Off on How Much Loan Can I Get From My Salary?

Mistakes When Buying A Home

Everyone makes mistakes. I just wish someone had been a little more honest with me about potential mistakes when I was first buying a house! So, to that point, I thought I'd write an article for you of My BIGGEST Buying House mistakes so you can be all-the-wiser, and hopefully dodge some of these [...]

By |2019-04-01T22:16:45+08:00April 1st, 2019|Home Loan Tips, Purchase From Agent/Owner|Comments Off on Mistakes When Buying A Home

Apa Yang Anda Perlu Tahu Sebelum Membeli Rumah Sub-Sale

1. Anda perlu mendapatkan Salinan Geran Rumah ataupun Perjanjian Jual Beli ( SNP/SPA) Penjual. 2. Dengan mempunyai dokumen tersebut, anda akan mengetahui siapakah pemilik berdaftar rumah tersebut. 3. Pastikan anda hanya berurusan dengan pemilik rumah atau agen rumah yang berdaftar. Tip : Orang yang menjual tidak semestinya pemilik rumah. 4. Selalunya melalui agen rumah, [...]

By |2019-04-01T21:37:09+08:00April 1st, 2019|Home Loan Tips, Latest Article/News, Purchase From Agent/Owner|Comments Off on Apa Yang Anda Perlu Tahu Sebelum Membeli Rumah Sub-Sale

Appoint The Same Lawyer For SPA And Loan Agreement

Question: My banker don't allow me to appoint my Sale & Purchase Agreement Lawyer as the Loan Agreement Lawyer. Can they do that? Answer: #HomeBuyingTips First of all, know your rights. Don't let anyone stripe your right when buying a property. 1. You can always appoint your own Sale & Purchase Agreement Lawyer. 2. [...]

By |2019-04-01T21:03:01+08:00March 26th, 2019|Latest Article/News, Home Loan Tips, Housing Loan, Purchase From Agent/Owner, Refinancing, Stamp Duty & Lawyer Fees|Comments Off on Appoint The Same Lawyer For SPA And Loan Agreement

What should you do after home loan approval?

The Best Advice You Can Hear About Applying For Home Loan #HomeLoanTips 1. APPLY AND GET YOUR HOME LOAN APPROVED FROM 2-3 BANKS Apply home loan application with a few banks. You are allowed to do so. It's your right. 2. COMPARE YOUR LETTER OFFER After loan approval, compare your Bank's letter offer. Everyone [...]

By |2019-03-25T14:10:23+08:00March 23rd, 2019|Home Loan Tips, Latest Article/News, Purchase From Agent/Owner, Purchase From Developer, Refinancing|Comments Off on What should you do after home loan approval?

Buying A House In Malaysia | Buying A House In Malaysia Guide | Buying A House In Malaysia Process

Buying a house in Malaysia is something that our young generation is struggling to achieve. There always a struggle to choose whether to buy a house or a car first. The truth, there isn’t a clear answer to this. On that note, I did own a car first before buying a house as I [...]

By |2022-07-14T09:57:05+08:00January 1st, 2019|1st Time Home Buyer, Home Loan Tips, Latest Article/News, Purchase From Agent/Owner, Purchase From Developer|Comments Off on Buying A House In Malaysia | Buying A House In Malaysia Guide | Buying A House In Malaysia Process

What’s The Best Home Loan Interest Rates?

This week video consists of questions that we commonly received from our client or audience. Hopefully, this video will help you in buying a house or getting a home loan from a bank. Home Loan Tips: Question and Answer 1. One Tip For First Time House Buyers 2. How Much Money Do You [...]

By |2018-07-02T08:37:41+08:00June 21st, 2018|Frequent Ask Questions, Home Loan Tips, Housing Loan, Latest Article/News, MHL Video, Purchase From Agent/Owner|Comments Off on What’s The Best Home Loan Interest Rates?
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