Housing Loan

AIA Fixed Rate Home Loan Packages

Are you looking for a Fixed Interest Rate Home Loan that can ease your burden? Look no further, with AIA Home Loan Fixed Rate you will always know precisely what your home loan repayments are. No element of surprise and no out of a budget issue. You will even increase your household savings at a [...]

By |2016-11-01T10:40:10+08:00March 14th, 2016|Housing Loan, Home Loan Tips, Latest Article/News, Purchase From Agent/Owner, Purchase From Developer, Refinancing|Comments Off on AIA Fixed Rate Home Loan Packages

BASE RATE ( BR) AND INDICATIVE EFFECTIVE LENDING RATES OF FINANCIAL INSTITUTIONS

With the new BR, which came into effect on January 2, 2015, interest rates are determined by the banks’ benchmark cost of funds and Statutory Reserve Requirement (SRR). Other components of loan pricing such as borrower credit risk, liquidity risk premium, operating costs and profit margin will be reflected in a spread in the [...]

By |2016-11-01T10:40:10+08:00March 14th, 2016|Bank Interest rates, Base Lending Rates (BLR), Frequent Ask Questions, Home Loan Tips, Housing Loan, Latest Article/News, Purchase From Agent/Owner, Purchase From Developer, Refinancing|Comments Off on BASE RATE ( BR) AND INDICATIVE EFFECTIVE LENDING RATES OF FINANCIAL INSTITUTIONS

4 Reasons Why You Need AIA Fixed Rate Home Loan

With AIA Fixed Rate Home Loan, you can now enjoy long-term fixed mortgage rates for the entire loan duration to ease your financial commitment and turn your dream home into reality. 1.No Fluctuating Base Rate (BR) Fixed Home Loan Instalment 2.Zero Moving Cost Free valuation, legal fees and stamp duty. 3.No Penalty! For early loan [...]

By |2016-11-01T10:40:10+08:00March 10th, 2016|CAMPAIGN, Bank Interest rates, Home Loan Tips, Housing Loan, Latest Article/News|Comments Off on 4 Reasons Why You Need AIA Fixed Rate Home Loan

How Much Can I Borrow?

How much can I borrow? This is the most important question to ask before purchasing any house. There is no point of buying a house and your loan is not approve right? The simple way to go about it, is by us helping you to calculate. Just go to our contact us page and fill [...]

By |2016-11-01T10:40:11+08:00January 8th, 2016|1st Time Home Buyer, Frequent Ask Questions, Home Loan Tips, Housing Loan, Latest Article/News|Comments Off on How Much Can I Borrow?

Benefit Property Transfer Between Family

BY WAY OF LOVE AND AFFECTION Generally, an acquisition of property attracts stamp duty exposure and a disposal of property may attract real property gains tax (“RPGT”). Stamp duty is calculated on the market value of the property at the time of the acquisition whereas RPGT is calculated on the profit gained from the [...]

By |2016-11-01T10:40:11+08:00January 6th, 2016|Home Loan Tips, Housing Loan, Latest Article/News|Comments Off on Benefit Property Transfer Between Family

3 Crucial Reasons To Avoid Auction House

The potential financial rewards of buying an auction house don't come without their share of hard work and headaches. The most important thing to understand before jumping into the auction properties market is that these properties were given up by owners who couldn't afford the payments anymore. That auction house you’re thinking about buying just [...]

By |2016-11-01T10:40:11+08:00January 5th, 2016|Home Loan Tips, Housing Loan, Latest Article/News|Comments Off on 3 Crucial Reasons To Avoid Auction House

How To Get Your CCRIS Report

How To Get Your CCRIS Report? We can’t emphasis enough how important it is to maintain a healthy financial background and to make sure your CCRIS Report is update regularly and promptly too. It is so important that its actually stand 50% of the approval evaluation process. And if you have bad CCRIS Report, [...]

By |2016-11-01T10:40:11+08:00November 22nd, 2015|Frequent Ask Questions, Home Loan Tips, Housing Loan, Latest Article/News, Latest Home Loan Video, Videos|Comments Off on How To Get Your CCRIS Report

Youth Housing Scheme (YHS) 2015

Youth Housing Scheme (YHS) or Skim Khas Bantu Belia Miliki Rumah Youth Housing Scheme (YHS) or Skim Khas Bantu Belia Miliki Rumah announced by YAB Dato 'Seri Najib Tun Razak, 1st Minister of Finance and the Prime Minister's Malaysia under Budget 2015. Bank Simpanan Nasional (BSN) as a Development Financial Institution has been appointed to [...]

By |2016-11-01T10:40:11+08:00November 17th, 2015|1st Time Home Buyer, Frequent Ask Questions, Home Loan Tips, Housing Loan, Latest Article/News, Latest Home Loan Video|Comments Off on Youth Housing Scheme (YHS) 2015

Are You Looking To Pay Off Your Home Loan Sooner

Your home loan is probably the biggest investment you will make in your life, and a debt that most people would like to pay off as quickly as possible. If you Are You Looking To Pay Off Your Home Loan Sooner, you'll find plenty of experts recommending ways to do it. Even still, most [...]

By |2016-11-01T10:40:12+08:00November 16th, 2015|Home Loan Tips, Housing Loan, Latest Article/News, Latest Home Loan Video|Comments Off on Are You Looking To Pay Off Your Home Loan Sooner
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