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Korang wajib tahu dengan jenis-jenis home loan yang ada. Ada full flexi, ada semi-flexi, dan ada basic term loan. Orang buat bisnes dan ada banyak lebihan duit bulanan ambil Full-flexi loan, supaya lebihan duit boleh simpan dalam akaun semasa untuk kurangkan interest home loan. Duit dalam akaun simpanan tadi, kita boleh keluar semula. Principal [...]
Happy Deepavali 2019 Malaysian! For the next few days, Diwali will light up the capital as people celebrate good over evil. And every time Deepavali is around the corner, I will remember My Lamb Story. When I was a kid, I had a close friend. She is an Indian, and she lives near to [...]
We have a long-time client, and she asked How To Reduce Housing Loan Interest? She has a home loan account with OCBC bank.So, how do you reduce housing loan interest? Well. I'd say there are many ways out there, but before you decide which to use, it's essential to get to know the product itself.In [...]
Today, we received a question about the Perfection of Transfer (POT) & Perfection of Charge ( POC ) from a client. The question is quite general, but I believe some of us might benefit from this. So, this is the story. Five years ago, I bought a condominium from a developer. The property price [...]
SIARAN MEDIA MENTERI KEWANGAN MALAYSIA YB TUAN LIM GUAN ENG BELANJAWAN 2020: PENERANGAN BAHAWA PENGURANGAN NILAI AMBANG UNTUK PEMILIKAN ASING KONDOMINIUM, DARIPADA RM 1 JUTA KEPADA RM600,000 HANYA BERKUATKUASA UNTUK UNIT SEDIA ADA YANG BELUM DIJUAL MULAI 1 JANUARI 2020 SEHINGGA AKHIR TAHUN 2020 Antara langkah yang diumumkan dalam ucapan Belanjawan 2020 adalah cadangan [...]
Our Finance Minister announced Budget 2020 Malaysia today, and it's quite a comprehensive Budget 2020 that I think will make lots of us very happy. It is a reasonable budget for 2020. It covers a few critical subjects like the move to abolish tolls by stages, Bantuan Sara Hidup ( BSH ) to a [...]
It's that time of the year again where our Finance Minister will announce the new Budget 2020 Malaysia. The new Budget 2020 Malaysia will be announced on 11th October 2019, Friday. It's going to be the second time the new Pakatan Harapan government table their Budget. Budget 2019 theme is Credible Malaysia, Dynamic Economic, [...]
Do you want to know the most commonly asked Stamp Duty Malaysia 2020 Questions? It's been one year since our Finance Minister, YB Lim Guan Eng announced the new Stamp Duty Malaysia 2019 changes. Consequently, the announcement has to affect all of us when we buy a new house from the property agent, seller, [...]
You have a house. Or your parents have a house, and they want to transfer the house to you or your sibling. So, how you're going to do it? Not many people in the industry have experience in doing it right. Well, most will take the easy way by suggesting you do a [...]
Everything You Need To Know About Home Ownership Campaign (HOC)The Home Ownership Campaign (HOC) is a government initiative designed to support home buyers looking to purchasing property, while at the same time, spurring the sales of unsold properties in Malaysia’s housing market.The campaign was targeted to run from 1 January 2019 through to 30 June [...]
