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I’ve been thinking lately ... how do certain people reach great success in life? I’m not just talking about material/financial success. Also, the success of having an amazing family, friends, relationship, peace with themselves, joy, having purpose, etc. Ultimately, it all comes down to mindset and belief that those things are possible and can [...]
There is a saying that you'll always remember about your first love, but I also believe that you'll never forget your first house. The house that you bought for the first time after years of saving or hard work. The house that you raised your kids and create the happiest memories of your family.Even [...]
I'm not sure why talking about Will Writing can be an uncomfortable topic, but death does happen, and it can take a significant toll towards your loved ones. Honestly, It takes a long time for me executing a WILL. I know, it's essential, but it's just too many works, procrastinates kicks in, and everything [...]
When purchasing a house in Malaysia, purchaser requires appointing a Sale & Purchase (SPA) Lawyer to represent them. A good SPA lawyer is crucial in this situation because the moment you start buying a house, and if you're not careful, you might fall into a deep hole that orchestrates by the property agent, seller, [...]
When it comes to buying a house, somehow we need to decide whether to buy a Freehold or Leasehold house. Freehold is better, they say. It doesn't matter, some say. So which one is true? But the truth is, there is no direct answer to this. I want to say, FREEHOLD house is more [...]
Everything you need to know about the new Legal Fees scale and how it’s affected homeowners. The revision of the fee structure in the Solicitors’ Remuneration Order by the Bar Council is effective from 15th March 2017. The revision, which was approved by the Solicitors Cost Committee on Feb 28, is reasonable as the [...]
Hey, If you haven't noticed, Base Rate (BR), Base Lending Rate (BLR) and Base Financing Rate (BFR) have increased. You might want to know. The latest Base Rate (BR), Base Lending Rate (BLR) and Base Financing Rate (BFR) as at 19th February 2018 by Bank Negara Malaysia. Check out the listing here. The Lowest [...]
Hi, Happy Chinese New Year to you all. Recently, there was an increased in Overnight Policy Rates, from 3% to 3.25%. How many of you feel the heat of the increment? I guess almost everyone that has a house and still mortgaging the property to the bank will have a significant impact. Earlier this [...]
When I was young, I want a big bungalow house. In the free time, I'd asked my father or my friends to drive me around an elite neighborhood with lots of beautiful and huge bungalow houses. I will admire the homes and their luxurious cars from outside. And fantasize living in the big house. [...]
There's one customer who was so skeptical to apply for a loan after being rejected multiple times. Totally understandable. Who likes to be rejected? The thing is if you have higher debts compare to your income, the chances are higher for the bank to turn you down. As long as you kept the [...]
