New!!! Get A FREE Sale and Purchase Agreement & Loan Agreement Quotation Today !
Today, we received a call from Mr A (customer) and we talked a bit about his background and profile. He bought a house and signed Sale and Purchase Agreement. He does not apply for any loan yet. When we prompt further, it seems like he was pushed by property agent to sign the Sale and [...]
Dalam urusan jual beli rumah, biasanya deposit yang kena dibayar semasa menandatangani Perjanjian Jualbeli (SPA) ialah 10% dari harga jual. Kalau pembeli membeli melalui ejen hartanah berdaftar, 3% haruslah dibayar terlebih dahulu semasa membuat "booking". Kadang-kala ejen hartanah mungkin akan menyuruh pembeli membayar 3%+GST ejensi sebagai pendahuluan. Bagaimanapun, pembeli tidak akan dikenakan GST. Pembeli tetap [...]
What is Private Caveat? A PRIVATE caveat is a formal legal notice to the world that you have an interest in a particular property or land. For example, a purchaser who has paid a deposit under a sale and purchase agreement could enter a private caveat on the land to prevent any further dealings related [...]
Are you looking for a Fixed Interest Rate Home Loan that can ease your burden? Look no further, with AIA Home Loan Fixed Rate you will always know precisely what your home loan repayments are. No element of surprise and no out of a budget issue. You will even increase your household savings at a [...]
With the new BR, which came into effect on January 2, 2015, interest rates are determined by the banks’ benchmark cost of funds and Statutory Reserve Requirement (SRR). Other components of loan pricing such as borrower credit risk, liquidity risk premium, operating costs and profit margin will be reflected in a spread in the [...]
Purchasing a house is an ongoing argument battle whether right or wrong. Should I buy a house now? Or should I wait? People said, with property price in Kuala Lumpur increase tremendously, for an average salary earner who works for 20 years without spending his salary for food or other items can’t afford to buy [...]
What you need to know about My First Home Scheme? The scheme is one of the measures announced by the Government in the 2011 Budget aimed at assisting young adults to own a home. The scheme allows homebuyers to obtain 100% financing from financial institutions, enabling them to own a home without having the need [...]
Without a doubt, securing your first home is one of the most exciting experiences you will ever have. The road to buying a first home is a long one and tiring process. And despite what others say – your choices should depend entirely on your own wants, needs and budget – not the preferences [...]
Interested to apply for home loan and do not know what to prepare? Now, you can refer to the listing below. We hope you don’t mind to prepare more documents. Because, different banks will need different documents sometimes, to avoid bankers keep calling you for extra documents, we hope you can prepare as much [...]
Saving for your first home is no walk in the part, but there are some tried and tested ways to help you realise your home ownership dream sooner. If your heart is set on buying your first home, you will need to set mind on saving for a deposit first. If you think you [...]
