New!!! Get A FREE Sale and Purchase Agreement & Loan Agreement Quotation Today !
Normally, people take MRTA when applying for a home loan. And why is that? If you do, I think you should read this post. When a borrower applies for a home loan with the bank, the bank will require the borrower to get an MRTA. In exchange, the borrower will get better interest rates. [...]
Have you ever lost Sale and Purchase Agreement or Property Title? If you do, this article might be useful for you. Everyone will come to a certain point in their life that they want to own a house. So, when you buy a house, you will enter an agreement with the seller or developer. [...]
Hari ini ada seorang suami ingin bertanya mengenai Mortgage Level Term Assurance (MLTA). Dia ada membeli sebuah rumah pada tahun 2016 dan mengambil pinjaman perumahan dengan salah satu bank tempatan. Semasa membuat pinjaman perumahan, dia ada juga mengambil Mortgage Reducing Term Assurance (MRTA) bank. Kebelakangan ini jiran sebelah rumah telah mengalami musibah. Suami jiran [...]
If you want to know how the leasehold extension premium is calculated, this article is for you. For people who say leasehold and freehold property is the same, LET ME PROOF YOU WRONG. Today, one customer inquire about the leasehold extension premium fees in Selangor. As we all know, Leasehold property and Freehold property [...]
In this article, I will share how you can avoid these traps when applying for a home loan and the solutions when facing one. At the start of this week, one topic keeps surfacing on my social media - Got cheated when applying for home loans. And this makes me sad and furious. I [...]
4 Things You Need To Know Before Buying House In 2019 ( Must Read!) Hi Everyone, A happy new year and wishing you for a fantastic year! I know, I'm looking forward to that. (chuckles!!) I love 2019! Why? Because the stamp duty exemption in 2019 is fantastic! If you don't know what I'm [...]
The difference between CCRIS and CTOS report is the information provided by both reports. CCRIS report has limited information provided and limited to all the loans provided by the banks in Malaysia. The CTOS report has a more comprehensive range of information that includes all the information in CCRIS, some other telecommunication companies, water [...]
We all want to get the best Home Loan package. And it can be done through a simple understanding of own desires. I love the topic of Home Loan, but let's be honest, it gets overwhelming sometimes. Articles tell us to choose based on interest rates; the lowest the interest rate, the better it [...]
We have one client; let call him Mr Sham (not his real name). Mr Sham wants to buy a house in Shah Alam, and he has been dealing directly with the Seller. So, he came to us to advise buying the house and how to go about it. At the same time, he wants to [...]
Soalan. Adakah beli rumah amat sesuai dalam waktu-waktu gawat sekarang ini...atas alasan rate yang rendah? Jawapan: Ini adalah soalan yang sangat bagus. Mungkin ramai yang dalam dilema samaada patut atau tidak membeli rumah sekarang ataupun waktu gawat. Biar saya jelaskan disini. Dalam waktu gawat, kadar pengangguran adalah tinggi ini bermakna ramai yang tidak [...]
