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Hey guys, This week video, we're going to talk about The Difference Between Master title, Individual Title, and Strata Title. Make sure to hit the subscribe & like button on our YouTube channel and comment on questions or ideas you want to see here. For more Home Loan information and enquiry, please call/ [...]
Property Stamp Duty 2020 Client Question: A property SPA was signed in May 2019 and purchased price RM2.555mio, how much will be the amount of Stamp Duty for MOT? (Not under Home Ownership Campaign - HOC) Answer: If there is exemption the stamp duty is RM71,200.00 and if there is no exemption the stamp [...]
Home Loan Question & AnswerClient Question :Hi,I would like to know if I’m buying auction house did I still can get the exemption for stamp duty?MHL Answer:Hi, Thanks for your question and it is an excellent question.If you're a first-time house buyer and buying an auction property, the answer is No.The exemption only applies to [...]
First Time Home Buyer Tips Why Bank Reject Your Home Loan When You Have No Credit Record? (No Loan) Many of us have traditional parents that told us to save money, get married, and buy a house. I know it sounds boring. ( Literally, I was yawning thinking of this) The truth is it's [...]
If you're going to buy a house after 1st July 2019, I'd suggest reading till the end of the article. There are a few Stamp Duty Exemption will be ended by 30th June 2019. And there are a few will be started effective 1st July 2019. So, let's talk about the one that will [...]
In the last quarter, Bank Negara Malaysia (BNM) reduced the Overnight Rate (OPR) to 3%, and this is good because every bank in town started to reduce their Base Lending Rate (BLR) or Base Rate (BR). And because of this our home loan installment has reduced and we're getting an insanely low home loan [...]
Question: Hi melissa, my ccris record is "too clean" so a friend suggest to apply for personal loan (RM25k for 7 years with aeon) my gross salary RM4,500 nett is RM3,900 monthly personal loan RM596 currently applying housing loan RM500k what are my chances? MHL Answer:Hi,I hope "too clean" means you have no loan [...]
Valuation Report is a report issued by a valuer firm to a bank to confirm the actual market value of a property.A submission of Valuation Report is required for a completed property.A bank requires submission of a valuation report for any property that is completed regardless of buying from a developer, property agent or seller, [...]
Adalah dinasihatkan, pembeli dan penjual melantik peguam masing-masing. Kesilapan bagi banyak orang dalam urusan jual beli rumah adalah mereka sayang untuk keluar duit untuk bayar perkhidmatan peguam, terutamanya penjual. Kebanyakan penjual akan menggunakan khidmat peguam pembeli untuk mewakili mereka. Alasanya, hendak jimat kos dan masa. Lagipun kalau pakai banyak-banyak sangat peguam nanti urusan jadi [...]
Before buying a house, most of us want to know, how much loan can be approved based on our current income. And it's can scary if stepping into the buying process without getting this fact straight. So, today we're going to discuss - How much loan can i get on my salary? If you're [...]
