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1) Penalty Fees or Any Processing Fees Imposed By Existing Bank Before proceed for refinancing, we always advice our customer to check for penalty charges and any processing fees imposed by existing bank. Whether is your loan still within bonding period? If it’s still bonding period, customer should make decision whether to proceed or [...]
To get an approval from bank, you first must understand the bank’s standard approval criteria. Generally, bank will look at following criteria. 1) Borrower employment background Bank will prefer if customer working in Multi National Company (MNC) and working for more than 2 years. It’s show stability in employment and income. However, it [...]
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Thank you for visiting MalaysiaHousingLoan.net Interested to find out more about what we can do for you? All you have to do is complete this form and send it to us. Try our services for your housing loan today! Our Services Are Absolutely Free! We are completely confident that malaysiahousingloan.net is the exact site you [...]
How much can I afford? This depends on your income and other financial obligations. As a rule of thumb, most house buyers buy houses that cost 1.5 and 2.5 times their annual income. For example a house buyer earning RM40,000 a year would buy a house between RM60,000 and RM100,000. Furthermore, the monthly loan [...]
Have you ever had pals ranting in regards to the poor service at their bank, however nonetheless proceed to deal with the identical establishment? Or perhaps they know they should change their investments to get higher returns, however they don't do anything about it? It might appear to be procrastination, but this is due [...]
How much can I borrow? This is the most important question to ask before purchasing any house. There is no point of buying a house and your loan is not approve right? The simple way to go about it, is by us helping you to calculate. Just go to our contact us page and fill [...]
What is Base Rate and How Does Base Rate Affect All Of Us? On 19th March 2014, Bank Negara Malaysia ( BNM) announced that effective 2nd January 2015, Base Rate will be replaced the Base Lending Rate ( BLR) as the main reference rate for new retail floating rate loans, mainly affecting Home Loan [...]
[vc_row][vc_column][vc_column_text]Income Tax: 1. Income tax rates to be cut by one to three percentage points. Families with monthly income of less than RM4,000 will not have to pay tax 2. Income tax rates to be cut by one to three percentage points 3. Families with monthly income of less than RM4,000 will not have to [...]
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